No daily payouts, said plainly
If you are looking for a prop firm with a daily payout, WhitePips is not one today. None of its plans pays on a daily cycle. What each plan does publish is a payout cycle: how often a payout may be requested, once the account is funded and the plan's conditions are met. The cycles are written into the Payout Policy, section 6, and printed on every plan page before you buy.
The Payout Policy, section 5.2, defines the words the plans use:
- On demand: a payout may be requested whenever the eligibility conditions are met.
- Weekly: at most once every seven days.
- Bi-weekly: at most once every fourteen days.
The payout cycle on every plan
CFD plans
- Edge 1 Step and Edge 2 Step: the first payout on demand once the account is funded and the plan's profitable days are done, then weekly.
- Prime 1 Step and Prime 2 Step: the first payout on demand once funded and the profitable days are done, then weekly.
- Instant Pro: the first payout after your first trade, then weekly.
- Instant Go: the first payout after your first trade, then bi-weekly, every 14 days.
On CFD accounts at most $2,000 is paid out of one account in any seven days; eligible profit above that stays on the account for a later request (Payout Policy, section 7.2). The minimum payout is 1% of the initial balance.
Futures plans
- One Step and Instant: on demand, whenever the payout's conditions are met, with every position closed.
On-demand is the closest any WhitePips plan comes to a daily payout, but each futures payout needs its own profitable days in the cycle, so it is not a payout every day. Daily payouts on futures sets out the futures conditions in full.
The conditions behind each request
A cycle is only half of it. Every plan also has conditions that must be met before a request can be made.
Profitable days. A profitable day on CFDs is one that closes at +0.5% of the account or more. Before each payout you need 3 on Edge 1 Step and Prime 1 Step, 2 on Edge 2 Step and Prime 2 Step, 5 on Instant Go, and none on Instant Pro. On futures a profitable day is +0.25% of the starting balance: 3 per payout on the One Step funded account, 5 on Instant. Profitable days explained shows how they are counted.
Futures profit thresholds. On the One Step funded account the balance must be above the Profit Buffer plus a Minimum Profit Goal of 1% of the starting balance; on Instant the account must show its Payout Milestone. The futures minimum payout is $500, before the 90% split.
Recoverable CFD rules. On a CFD account, no payout may be requested while High-Frequency Trading, Profit Concentration (Single Trade) or Liquidity Abuse is over its limit. Payouts on that account resume by themselves once every such rule is back within its limit, and your other accounts are not affected (Payout Policy, section 7.4).
Identity. Verification must be completed and approved before your first payout, and the account or wallet must be in your own name.
What happens when you request
You request each payout from your dashboard and confirm it with a one-time code sent to your account email. Then:
- It is received. Every request gets an automatic receipt confirming it has been received (section 8.5).
- It is paid by the method on file. A payout is paid using the payout method on file for your account (section 9.5): bank transfer (SEPA, in euros, for residents of the SEPA area), local bank rails in some countries, crypto (USDT, USDC, BTC or ETH), or store credit.
- No arrival time is promised. WhitePips does not promise or estimate when a payout will arrive (section 10.4).
You can follow every request on the account's Payout history tab in the dashboard: the amount asked for and the amount paid, the status, where it went, the day it was requested and the day it was paid, and the proof of payment once there is one. Every payout paid comes with a certificate whose verification code opens on whitepips.com.
Why the cycle is the honest number
A payout cycle is a promise about when you may ask, which a firm can keep. When money arrives depends on banks, their cut-off times and holidays, blockchain network conditions and compliance checks by the firm, its providers and your bank. That is why WhitePips publishes the cycle and the conditions, and does not attach a time to the payout itself.
Choosing a plan by payout cadence
If how often you can ask matters most to you:
- Futures One Step or Instant for on-demand requests, at a 90% split.
- Instant Pro for a first payout after your first trade, then weekly, with no minimum profitable days, at 75% up to 90%.
- Edge for a first payout on demand once funded, then weekly, at 80% up to 95%.
- Instant Go if a lower fee matters more than cadence: every 14 days, at 70% up to 85%.
Compare the cycles, splits and prices side by side on Compare every plan, and read Your first payout before you make your first request. Accounts are simulated, payouts are paid on simulated performance, and trading leveraged products carries a high risk of loss.