Trading rules, explained

The net profit that passes an evaluation stage. Edge 1 Step and Prime 1 Step have one target. Edge 2 Step and Prime 2 Step have one for Phase 1 and a smaller one for Phase 2, and Phase 2 starts again from the starting balance. There is no time limit: the stage passes once the target is reached with no positions open and the stage's profitable days done. Instant has no target: it is funded from day one.

Not on Instant Pro, Instant Go.

Days that close at +0.5% of the account size or more (New York trading days, 17:00 to 17:00). Edge 1 Step needs 3 to pass and Edge 2 Step 2 in each phase, the same on Prime; once funded, the same number is needed again before each payout. Instant Go needs 5 before each payout, and Instant Pro has none.

No. Evaluations have unlimited trading days and a funded account has no expiry.

The most you may lose within one trading day, open losses included. It is measured from the day's opening balance, which is the previous day's closing balance at 17:00 New York.

The total loss the account may ever take, open losses included. It is static on every CFD plan: a fixed floor below the starting balance that never moves.

Static, on every CFD plan: the Max Loss floor is fixed below your starting balance and never moves, up or down.

The combined notional value of every open position, as a share of the balance. Smaller accounts may run a larger share: $2.5K 5,000%, $5K 4,000%, $10K 3,000%, $25K 2,500%, $50K 2,000%, $100K 1,250%, $200K 1,000%. The dashboard's position calculator shows the most you can open without going over.

What a soft breach costs on Instant Pro and Instant Go: each Max Floating Loss per Symbol breach after the first is a strike, and each strike cuts the next payout cycle to a 10% split. Max. Exposure and Max Floating Loss per Trade are not strikes: their first breach is a warning that resets the profit of an account in profit, and the second closes the account.

On Instant Pro and Instant Go, the combined open loss of every position on one symbol, measured against the starting balance (never the current balance). 1% sends a notice, the first 1.5% breach is a formal warning, and each one after that is a strike. Splitting one idea into several positions on the same symbol does not avoid it.

Not on Edge 1 Step, Edge 2 Step, Prime 1 Step, Prime 2 Step.

Yes, on every CFD plan and at every stage: there is no restricted window around a release. One practice is not allowed: straddling, which is opening positions in both directions (or offsetting, hedged positions) on the same or a correlated instrument within 15 minutes either side of a Red or Amber (high or medium impact) release, a company earnings release or major geopolitical news, to catch the spike whichever way it goes. A position taken on a genuine view of the market, before or after a release, is fine. The system detects straddles and shows them on your payout request; the risk desk decides.

With the Weekend Holding add-on, chosen when you buy the account, on every CFD plan. Without it, close your positions by 4:45 PM New York time on Friday: anything still open then is closed by the system at the market price, in the evaluation and once funded. The first time is a warning and the account trades on; the second time closes the account. Edge and Prime accounts bought before the add-on was introduced keep holding over the weekend, through every phase.

Yes, on every CFD plan and stage. Positions held through the daily rollover may be charged swaps, which count toward your loss limits like any other cost.

The most the platform lets you open against your margin: 1:100 on Edge 1 Step and Edge 2 Step and Prime 2 Step, 1:33 on Instant Pro, 1:25 on Instant Go and 1:50 on Prime 1 Step. It is the same in the evaluation and once funded. It is a ceiling, not a target; Max. Exposure is what sizes your positions in practice.

A commission the platform charges on every trade, in USD. On Edge and Instant: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value. On Prime: Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value. It is the same in the evaluation and once funded, and it is part of each trade's result, so it counts toward your profit target and your loss limits like any other cost.

Yes, on every CFD plan, as long as the expert advisor is genuinely yours: one you developed, own and control, can explain, and can show running. Pre-purchased, rented, subscription or mass-market “plug-and-play” bots are not allowed on any plan, however they trade. You stay responsible for every trade it places, and it may not be used for high-frequency trading or to exploit prices, latency or feed errors.

Yes, to copy your own trading: between WhitePips accounts that you own and trade yourself (CFD with CFD), or from a master account that is genuinely yours, including one you hold at another broker or firm. Copying another person's account, a signal service, a shared master, an account manager or a challenge-passing service is not allowed on any plan.

30 days in a row without a closed trade ends the account, on every CFD plan and at every stage. An open position does not count; a trade must close. You are warned by email a few days before.

On a funded Prime account, 1% of the account size a month, accrued daily from the day the account is funded. A day already accrued stays yours even if the account is later lost. It is paid with your payouts, and it stops if the account is moved to a standard funded account (see Prime Downgrade).

Not on Edge 1 Step, Edge 2 Step, Instant Pro, Instant Go.

On a funded Prime account, each 7 days your trade count and your volume per instrument must stay within ±25% of your averages from the evaluation and your first 30 funded days. The other CFD plans have no consistency rule.

Not on Edge 1 Step, Edge 2 Step, Instant Pro, Instant Go.

On a funded Prime account, every 90 days your payouts plus the account's profit must reach 5% of the starting balance. Missing it, or breaking the Prime Consistency Rule, moves the account to a standard funded account of the same size, without the salary or the 100% split. The account itself stays open.

Not on Edge 1 Step, Edge 2 Step, Instant Pro, Instant Go.

Yes. The Prime evaluation fee is refunded in full once the account is funded and in profit after 30 days.

Not on Edge 1 Step, Edge 2 Step, Instant Pro, Instant Go.

Your share of the profit on a funded account, rising as you scale: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. Every 90-day scaling cycle you complete adds 5% to the split, up to the plan's ceiling. A cycle is complete when, over 90 days, you make 12% net profit on 1 Step (10% on 2 Step, 15% on Instant), close at least 50 trades, have 2 of 3 profitable months (all 3 on Instant), no single trade makes more than 7.5% of the profit (5% on Instant), and no rule warning is raised. Each cycle also grows the account by 30%. Prime's split does not rise with scaling. On Instant, each Max Floating Loss per Symbol strike cuts the next payout cycle to a 10% split.

Your first payout can be requested on demand, as soon as the account qualifies: once funded (or after your first trade on Instant) with the plan's profitable days done. After that, one request every 7 days, or every 14 days on Instant Go.

It depends on the plan. Edge 2 Step and Prime 2 Step: no minimum. Edge 1 Step and Prime 1 Step: 1% of the starting balance, and never more than $100. Instant Pro and Instant Go: 1% of the starting balance. A payout to a crypto wallet must also be at least $100, the payment provider's minimum; a smaller amount can go by bank transfer or wait for a later request.

Yes: at most $2,000 can be paid out to you from one account in any 7 days. Profit above it stays on the account for your next payout.

How far one open trade may run against you: 2% of the starting balance (1.5% on Instant). It is measured on the open trade, before it closes. It applies only once your account is funded: it is not checked during the evaluation, in either phase. Instant is funded from day one, so it applies there from the start.

Yes, within a limit, and the limit applies only once your account is funded: it is not checked during the evaluation, in either phase. Instant is funded from day one, so it applies there from the start. On a funded account a trade held under 120 seconds counts as a scalp, and from 10 closed trades, scalps may carry at most 20% of your profit. There is no limit on how many of your trades are scalps.

The share of your profit that came from your single best trade. From your first closed trade, while the account is in profit, the share may be at most 60%: there is no minimum number of trades. It applies on Instant Pro and Instant Go only, which are funded from day one; Edge and Prime accounts do not have it.

Not on Edge 1 Step, Edge 2 Step, Prime 1 Step, Prime 2 Step.

The share of your profit made by trades opened and closed inside the thin-liquidity window, 21:00:00 to 22:59:59 UTC, every night, on every instrument. At most 20% of your profit may come from that window. It applies on every CFD plan and at every stage, and it is measured only while the account is in profit.

The net profit that passes the One Step evaluation. There is one target, no second phase, no consistency rule and no minimum days, so it can be reached in a single day. Instant has no target: it is funded from day one.

Not on Instant.

A trading day whose net realised profit is +0.25% of the starting balance or more: $62.50 / $125 / $250 / $375 on the $25K / $50K / $100K / $150K account. It is a payout condition, counted per payout cycle: 3 before each payout on the One Step funded account, 5 on Instant. The evaluation has none.

No. The One Step evaluation has no minimum and no consistency rule, so it can pass in a single day. Instant has no evaluation. This is a different rule from Profitable Trading Days.

Not on Instant.

No single trading day may make more than a set share of the payout cycle's total net profit: 40% on the One Step funded account, 20% on Instant. The One Step evaluation has none. It is checked when you request a payout and starts again after each payout; not meeting it is not a breach, you simply keep trading until it is met.

No. The futures evaluation publishes its time limit as None. The one limit on time is Inactivity: 15 days without trading deactivates the account.

Not on Instant.

No. The funded account is switched on free; the evaluation fee is the only charge.

Not on Instant.

The total loss allowance for the life of the account. It trails upward only: on One Step with your highest end-of-day balance, on Instant with your highest equity during the day, open profit included. Once the floor reaches your starting balance it locks there for good. It is a hard limit.

End-of-day (EOD) trailing, on One Step, moves the floor only at the session close, from your closing balance, so a profit you give back during the day does not raise it. Intraday trailing, on Instant, follows your highest equity during the session, open profit included. Both lock at the starting balance.

The most you may lose in one trading day. It is a soft limit: reaching it closes your positions and stops trading for the rest of that day, and the account stays open and trades again the next day. The $25K One Step has none.

The most contracts open at the same moment. A micro is one tenth of a mini, so the two figures are one limit written twice, and any mix that adds up to the same size is fine. It limits what is open at once, not how many trades you take. Going over it once is a warning; a second time puts the account under review.

Yes, to copy your own trading: between WhitePips futures accounts that you own and trade yourself, or from a futures master account that is genuinely yours, including one at another firm. Futures accounts copy futures accounts only, never a CFD account. Copying another person's account, a signal service, a shared master, an account manager or a challenge-passing service is not allowed on any plan.

15 days in a row without trading deactivates a futures account, on both plans and at every stage. An open position does not count as activity.

During the One Step evaluation, yes: news trading is not restricted. Once funded (the One Step funded account, and Instant from day one) no trade may be opened or closed from 2 minutes before to 2 minutes after a high-impact ("red") USD release, on any instrument. A position opened before the window may be held through the release. Profit from a trade opened or closed inside the window is removed and any loss stays. The first time is a warning, the second your final warning; a third, or anything that looks deliberate, goes to our compliance team.

Yes. Microscalping (trades held under 30 seconds) is allowed too, but it cannot be your main source of profit: at most 50% of your profit may come from trades held under 30 seconds. Until you are back under it, the evaluation cannot pass and a payout cannot be requested; the account stays open. High-frequency trading built to exploit execution speed is prohibited.

No. Futures positions are not held overnight or over the weekend. Anything still open at 3:55 PM CT (4:55 PM New York) is closed by the system, five minutes before the daily close, and on Friday before the weekend. It is not a breach. The session runs Sunday 5:00 PM CT to Friday 4:00 PM CT, with a break from 4:00 PM to 5:00 PM CT each day.

90% on both futures plans: 90% of the payable profit is yours.

On the One Step funded account, a cushion of profit that stays on the account, equal to the Maximum Loss Limit. It is never paid out. The first time your profit reaches it, the Maximum Loss Limit locks at your starting balance. Every payout needs the balance above the buffer plus the Minimum Profit Goal on top. Instant has no buffer.

Not on Instant.

On the One Step funded account: 1% of the starting balance, in new profit above the Profit Buffer, before every payout, the first included. $250 / $500 / $1,000 / $1,500 on $25K / $50K / $100K / $150K.

Not on Instant.

On Instant: the profit the account must show before every payout, the first included. $1,450 / $3,000 / $5,000 / $8,000 on $25K / $50K / $100K / $150K. Profit a capped payout leaves on the account counts toward the next one.

Not on One Step.

$500, measured before the 90% split, on both plans and every size: $450 reaches you. A payout to a crypto wallet must also be at least $100.

Set per size and stated before the 90% split. One Step: $1,000 / $2,000 / $2,500 / $3,000 on the first payout, then $1,500 / $2,500 / $3,000 / $3,500 on every later one ($25K / $50K / $100K / $150K). Instant: $1,000 / $2,000 / $3,000 / $4,000 on every payout. Profit above it stays on the account for the next payout.

On demand, on both plans: request a payout whenever its conditions are met, with every position closed. Every request is confirmed as received.

The futures plans publish their own Maximum Payout per payout, in the plan table. There is no separate weekly cap.

On futures, exposure is limited by the Maximum Position Size: the contracts you may hold at once. There is no separate notional cap.

Futures accounts have no per-trade floating limit. The Daily Loss Limit and the Maximum Loss Limit include open losses.

Futures accounts do not have this rule. The futures limit on lopsided results is the Consistency Rule, measured by day: 40% on the One Step funded account, 20% on Instant.

Futures accounts have no Liquidity Abuse card. Trading built on closes, re-opens and gaps is reviewed by the risk desk under the prohibited practices instead.