The plain answer first
WhitePips has no daily payout plan on futures. Both futures plans, One Step and Instant, pay on demand: you may request a payout whenever its conditions are met, with every position closed. The Payout Policy, section 5.2, defines it: "On demand" means a payout may be requested whenever the eligibility conditions are met.
Because every payout needs its own set of profitable trading days, counted in that payout cycle, on-demand does not mean a payout every day. It means there is no calendar wait between payouts once the conditions are met again. This article sets out exactly what those conditions are.
The conditions on a One Step funded account
All of these must be true at the same time:
- 3 profitable trading days in the cycle, each with net realised profit of +0.25% of the starting balance or more: $62.50 / $125 / $250 / $375 on the $25K / $50K / $100K / $150K account.
- The Profit Buffer stays on the account and is never paid out. It equals the Maximum Loss Limit: $1,000 / $2,000 / $3,000 / $4,500.
- The Minimum Profit Goal on top of the buffer: 1% of the starting balance in new profit, before every payout, the first included ($250 / $500 / $1,000 / $1,500).
- The 40% consistency rule: no single trading day may make more than 40% of the cycle's total net profit.
- Every position closed.
The conditions on an Instant account
- 5 profitable trading days of +0.25% of the starting balance or more, per payout.
- The Payout Milestone: $1,450 / $3,000 / $5,000 / $8,000 of profit on $25K / $50K / $100K / $150K, before every payout, the first included. Profit a capped payout leaves on the account counts toward the next one.
- The 20% consistency rule.
- Every position closed.
Instant has no Profit Buffer. The consistency rule is checked when you request and starts again after each payout. Not meeting it is not a breach; the payout waits while you keep trading. The consistency rule explained has worked examples for both plans.
How much each payout can be
Minimum: $500, measured before the 90% split, on both plans and every size, so $450 reaches you. A payout to a crypto wallet must also be at least $100.
Maximum on One Step, before the split:
- First payout: $1,000 / $2,000 / $2,500 / $3,000 on $25K / $50K / $100K / $150K.
- Every later payout: $1,500 / $2,500 / $3,000 / $3,500.
Maximum on Instant, before the split, on every payout: $1,000 / $2,000 / $3,000 / $4,000.
Profit above the maximum stays on the account for the next payout. Both plans pay a 90% split: 90% of the payable profit is yours.
What to check before you press request
A short checklist on the dashboard before you ask:
- Count the profitable days in this cycle against the plan's figure.
- On One Step, check the balance against the buffer plus the Minimum Profit Goal; on Instant, check profit against the Payout Milestone.
- Divide your best day by the cycle's net profit. Over 0.40 on a funded One Step, or over 0.20 on Instant, and the payout waits.
- Close every position.
- Make sure your identity verification is approved. It must be approved before the first payout, and the bank account or wallet must be in your own name.
The news rule matters here too. Once funded, no trade may be opened or closed from 2 minutes before to 2 minutes after a high-impact USD release; profit from a trade inside the window is removed and any loss stays. Microscalping is allowed, but while more than 50% of your profit comes from trades held under 30 seconds, a payout cannot be requested.
What happens when you request
You request the payout from the dashboard and confirm it with a one-time code sent to your account email. Every request then gets an automatic receipt confirming it has been received (Payout Policy, section 8.5). The payout is paid using the method on file for your account (section 9.5):
- Bank transfer by SEPA, in euros, to an account in your own name, for residents of the SEPA area;
- Local bank rails, in some countries;
- Crypto: USDT, USDC, BTC or ETH, to a wallet you control, on the networks shown in the dashboard for each coin;
- Store credit for WhitePips products, if you prefer.
WhitePips does not promise or estimate when a payout will arrive (section 10.4). You can follow every request on the account's Payout history tab, which lists the amount asked for and paid, the status, where it went, the day it was requested and the day it was paid. Every payout paid comes with a certificate whose verification code opens on whitepips.com.
After a payout the cycle starts again: the profitable days, the consistency rule and, on Instant, the Payout Milestone are counted afresh for the next one.
Things that pause or stop a payout
- 15 days without trading deactivates a futures account, on both plans and at every stage.
- Reaching the Maximum Loss Limit ends the account, and its profit is void.
- An open review on the account, or a prohibited strategy confirmed by the risk desk, can hold, reduce or cancel a payout under the Trading Rules, section 20.7.
Where the figures are published
Every figure in this article is printed before you buy, on One Step, Instant and the futures FAQ. For the CFD plans' payout cycles, read Prop firm daily payouts. Accounts are simulated, and trading leveraged products carries a high risk of loss.