Source: https://whitepips.com/symbols/xauusd
Summary: XAUUSD (Gold) pip value: $10.00 per pip on 1.00 lot, $1.00 on 0.10, $0.10 on 0.01; lot size for 1% risk, $6 / $5 commission and leverage by plan.
Last updated: 2026-10-28

# XAUUSD pip value, lot size and commission

Gold on MetaTrader 5: what one pip is worth, how many lots to trade for the risk you choose, the commission on each plan and the rules that apply.

- **$10.00** one pip on 1.00 lot
- **100** troy ounces in one lot
- **$6** commission, Edge · $5 Prime

Contract specification

- **Symbol**: XAUUSD on MetaTrader 5
- **Market**: Metals CFD
- **Contract size**: 100 troy ounces per lot
- **Price step (point)**: 0.01
- **Pip, as traders quote it**: 0.10, worth $10.00 on 1.00 lot
- **Commission**: $6 Edge and Instant, $5 Prime, per lot round turn
- **Margin, 1.00 lot**: $2,350 at 1:100, $9,400 at 1:25, at the example price 2,350.00

Standard across MetaTrader 5 servers. The terminal's Specification (right-click the symbol in Market Watch) shows the exact figures for your account.

Pip value One pip on 1.00 lot **$10.00** 0.10 lot **$1.00** 0.01 lot **$0.10** Commission in pips, Edge / Prime **0.60 / 0.50**

## What XAUUSD is

### Gold

**XAUUSD**: Gold priced in US dollars per troy ounce. It is the most traded metal, bought as a store of value and as a hedge against inflation and a weaker dollar, and it reacts strongly to US rates and inflation data.

### When it trades

XAUUSD trades almost around the clock on weekdays, following its futures market, with a short daily break. The exact hours are under Specification, Sessions in MetaTrader 5.

## XAUUSD pip value, step by step

Value of a move = move × 100 troy ounces × lots, in US dollars

### The price step

XAUUSD is quoted in US dollars to 2 decimals; the smallest step is 0.01, worth $1.00 on 1.00 lot.

### Multiply by the contract

One lot is 100 troy ounces, so a $0.10 move is $10.00 per lot and a $1.00 move is $100.00 per lot.

### Scale by the lots

0.10 lot is a tenth: $1.00 per $0.10; 0.01 lot $0.10. Leverage changes the margin held, not what a move is worth.

### XAUUSD: one pip and common moves, by lot size

1.00 lot **$10.00** (per pip) 0.10 lot **$1.00** (per pip) 0.01 lot **$0.10** (per pip) $5.00 on 1.00 lot **$500.00** (the stop in the example below) Worked example

### Risking 1% of $100,000 with a $5.00 stop

One lot loses $500.00 if a stop $5.00 away is hit ($5.00 × 100 troy ounces). Risking 1% of a $100,000 account, $1,000, buys $1,000 ÷ $500.00 = **2.00 lots**, rounded down to the 0.01 lot step.

The $1,000 is a quarter of the $4,000 Max Daily Loss on a $100K Edge 1 Step, so four such losses in one day would reach it. Example price 2,350.00: a round figure for the arithmetic, not a quote.

Money at risk **$1,000** (1% of $100,000) Loss per lot at the stop **$500.00** ($5.00) Lot size **2.00 lots** (rounded down to 0.01) Commission **$12.00 / $10.00** (round turn, Edge and Instant / Prime) Position value **$470,000** (at the example price 2,350.00) Share of Max. Exposure **37.6%** (of $1,250,000 on a $100K account)

### Commission, leverage and margin on every CFD plan

Commission is round turn: half when the trade opens, half when it closes, the same in the evaluation and once funded. Margin is the position value divided by the plan's leverage ceiling, for 1.00 lot at the example price of 2,350.00 ($235,000 of XAUUSD); the margin MetaTrader 5 shows when you place the order is the one that applies.

| Plan | Commission | Per side | Leverage | Margin, 1.00 lot |
| --- | --- | --- | --- | --- |
| Edge 1 Step | $6 per lot | $3.00 | 1:100 | $2,350 |
| Edge 2 Step | $6 per lot | $3.00 | 1:100 | $2,350 |
| Instant Pro | $6 per lot | $3.00 | 1:33 | $7,121 |
| Instant Go | $6 per lot | $3.00 | 1:25 | $9,400 |
| Prime 1 Step | $5 per lot | $2.50 | 1:50 | $4,700 |
| Prime 2 Step | $5 per lot | $2.50 | 1:100 | $2,350 |

For education. Figures are arithmetic on the contract specification and an example price; the specification, price, spread and commission on your platform decide real results. Nothing here is financial advice, and trading leveraged products can lose money.

[Open the trading calculator](https://whitepips.com/calculator#trading-lot) Type your own price, balance, risk and stop; the calculator is the one inside the WhitePips dashboard.

## Rules that apply when you trade XAUUSD

### Max. Exposure

Every open position counts at its full value against a cap set by account size: $1,250,000 on $100K. At the example price one lot of XAUUSD is $235,000, so about **5.31 lots** fill the whole cap with nothing else open. Going over is a warning, and resets any profit to the starting balance; a second closes the account.

[The rule](https://whitepips.com/rules#rule-cfd-max-exposure)

### News trading

Allowed on every CFD plan. Not allowed: straddling, opening both directions (or offsetting positions on correlated instruments) within 15 minutes either side of a Red or Amber release to catch the spike. It is reviewed by the risk desk, never penalised automatically.

[FOMC rate decision](https://whitepips.com/economic-calendar/fomc-rate-decision) [Non-Farm Payrolls (NFP)](https://whitepips.com/economic-calendar/non-farm-payrolls) [US CPI](https://whitepips.com/economic-calendar/us-cpi) [PCE inflation](https://whitepips.com/economic-calendar/pce-inflation) [US GDP](https://whitepips.com/economic-calendar/us-gdp) [US retail sales](https://whitepips.com/economic-calendar/us-retail-sales) [Economic calendar](https://whitepips.com/economic-calendar)

### Weekend holding

With the Weekend Holding add-on, keep XAUUSD open over the weekend. Without it, positions still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account.

[The rule](https://whitepips.com/rules#rule-cfd-weekend-holding)

### The thin-liquidity window

At most 20% of your profit may come from trades opened and closed between 21:00:00 and 22:59:59 UTC, every night, on every instrument. While it is over, payouts on that account are paused; once profit from outside the window brings the share back inside the limit, they open again by themselves. Overnight holding is allowed; swaps count like any other cost.

[The rule](https://whitepips.com/rules#rule-cfd-liquidity-abuse)

## XAUUSD: questions

**What is the pip value of XAUUSD?**

$10.00 per pip on 1.00 lot, $1.00 on 0.10 lot and $0.10 on 0.01 lot. A $0.10 move on one lot of 100 troy ounces.

**What lot size should I trade on XAUUSD with a $100K account?**

Risking 1% ($1,000) with a stop of $5.00: $1,000 ÷ $500.00 per lot = 2.00 lots. Halve the risk and the lots halve with it. The stop decides the size, not the account.

**What is the commission on XAUUSD at WhitePips?**

$6 per lot, round turn, on Edge and Instant, and $5 on Prime: $3.00 when the trade opens and $3.00 when it closes on Edge. The same in the evaluation and once funded.

**What leverage can I use on XAUUSD?**

The plan's leverage ceiling: 1:100 on Edge 1 Step, 1:100 on Edge 2 Step, 1:33 on Instant Pro, 1:25 on Instant Go, 1:50 on Prime 1 Step, 1:100 on Prime 2 Step. One lot at 2,350.00 is $235,000, so it holds $2,350 of margin at 1:100 and $9,400 at 1:25. In practice Max. Exposure sizes positions first: about 5.31 lots of XAUUSD on a $100K account.

**Can I trade XAUUSD around news at WhitePips?**

Yes, on every CFD plan. What is not allowed is straddling: positions in both directions, or offsetting positions on correlated instruments, within 15 minutes either side of a Red or Amber release to catch the spike. The risk desk reviews it; it is never penalised automatically.

## More metals symbols

[**XAGUSD** (Silver)](https://whitepips.com/symbols/xagusd) [**XPTUSD** (Platinum)](https://whitepips.com/symbols/xptusd) [**COPPER** (Copper)](https://whitepips.com/symbols/copper) [**WTI** (US crude oil (WTI))](https://whitepips.com/symbols/wti) [**BRENT** (Brent crude oil)](https://whitepips.com/symbols/brent) [**NGAS** (Natural gas)](https://whitepips.com/symbols/ngas)

[All 104 symbols and their commission](https://whitepips.com/symbols#sym-metals)

## Put the numbers to work

Every plan, size and price, with the rules printed before you buy. No time limit on any evaluation.

[See the plans](https://whitepips.com/#plans) [Trading calculator](https://whitepips.com/calculator)

---

WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.