Source: https://whitepips.com/rewards
Summary: How and when WhitePips pays: profit split, payout cycles, fee refund, ceilings and payout methods.
Last updated: 2026-10-28

# Rewards and payouts

How and when you get paid: the split, payout cycles, the fee refund, the ceilings and the ways a payout arrives.

[See the plans](https://whitepips.com/#plans) [Payout policy](https://whitepips.com/legal/payout-policy)

## An account that grows with you

**×1** _Start_ (Funded) **×1.3** _+30%_ (90 days) **×1.69** _+30%_ (180 days) **×2.2** _+30%_ (270 days) **$680K** _Cap_ ($340K on Instant) Every 90-day cycle met applies automatically: 30% more size, 5 points more split

### The split is the figure you actually receive

Your share of the profit

- Edge 1 Step, Edge 2 Step _80% up to 95%_
- Instant Pro _75% up to 90%_
- Instant Go _70% up to 85%_
- Prime, first 30 days funded _80%_
- Prime, after 30 days _100%_
- Futures, One Step and Instant _90%_

Minimum payout: 1% of the account A Max. Exposure strike in the cycle cuts that payout to a 10% split

## The split on each plan

On the CFD line it is set by the plan: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. The futures line pays 90% on both plans. The exact figure is printed in each plan's funded rules before you buy.

- **Edge 1 Step** CFDs 80% up to 95% (profit split, rising as you scale)
First payout on demand once funded, then weekly
- **Edge 2 Step** CFDs 80% up to 95% (profit split, rising as you scale)
First payout on demand once funded, then weekly
- **Instant Pro** CFDs 75% up to 90% (profit split, rising as you scale)
First payout after your first trade, then weekly
- **Instant Go** CFDs 70% up to 85% (profit split, rising as you scale)
First payout after your first trade, then bi-weekly
- **Prime 1 Step** CFDs 80% → 100% (profit split)
80% for the first 30 days funded, then 100%. First payout on demand once funded, then weekly
- **Prime 2 Step** CFDs 80% → 100% (profit split)
80% for the first 30 days funded, then 100%. First payout on demand once funded, then weekly
- **One Step** Futures 90/10 (profit split)
On demand whenever the payout conditions are met
- **Instant** Futures 90/10 (profit split)
On demand whenever the payout conditions are met

Your first payout can be requested on demand as soon as the account qualifies. After that, CFD accounts pay every 7 days (every 14 on Instant Go), and futures accounts pay on demand whenever the payout conditions are met. The cycle is stated in every plan's funded rules.

## When you can request

### CFDs: a request, not an automatic transfer

1. **You request it**
From the dashboard, once your plan allows.
2. **It is received**
Every request gets an automatic receipt.
3. **It is paid**
To an account or wallet in your own name.
4. **It arrives**
By bank transfer, in USDT, USDC, BTC or ETH, or as store credit.

### Futures: a payout opens when the conditions are met

**One Step**

- Balance above the Profit Buffer, which equals the Maximum Loss Limit, plus 1% of the starting balance
- Three profitable days of +0.25% or more in the cycle
- No single day over 40% of the profit

**Instant**

- The Payout Milestone of $1,450 / $3,000 / $5,000 / $8,000, reached again before every payout
- Five profitable days
- No single day over 20% of the profit

## Your fee back, and the ceilings

### Fee back on Prime

Prime adds a monthly salary: 1% of the account size a month, accrued daily from the first funded day, and the evaluation fee comes back in full once the account is funded and in profit after 30 days. In return it asks for steady trading, with a weekly consistency band and a 5% quarterly profit target.

**1%** of the account size a month, as salary **100%** of the fee back, funded and in profit after 30 days [Refund policy](https://whitepips.com/legal/refund-policy)

**$680K** Scaling cap

Every 90-day cycle met grows a funded CFD account 30% and lifts its split 5 points, up to $680K ($340K on Instant).

**$1.5M** Allocation ceiling

The two lines are separate products under separate challenge terms. The $1.5M allocation ceiling is what applies across everything a single trader holds, on both lines together.

## How a payout arrives

- **Bank transfer** _To an account in your name_
- **Tether** _USDT · to your own wallet_
- **USD Coin** _USDC · to your own wallet_
- **Bitcoin** _BTC · to your own wallet_
- **Ethereum** _ETH · to your own wallet_
- **Store credit** _Use it on your next account_

**Published** _Every payout term, in the Payout Policy_ **Automatic receipt** _For every request, confirming it has been received_ **Network narrowed per coin** _USDT, USDC, BTC or ETH_ **Identity verification** _Happens at this stage_

Payouts are requested from the dashboard and paid by bank transfer, in USDT, USDC, BTC or ETH or as store credit. Every request gets an automatic receipt confirming it has been received. Identity verification happens at this stage.

## Before you can request

A trader becomes eligible to request a payout only when all of the following are true:

1. The account is a simulated funded account in good standing.
2. The account is not in a challenge or evaluation stage.
3. The account has not been breached, terminated, or placed under manual review.
4. The minimum number of profitable trading days for the plan has been completed.
5. The applicable payout cycle has elapsed.
6. Identity verification (KYC) has been completed and approved.

Accounts that are still in a challenge stage, or that have been breached, cannot request a payout. Where both states could apply, the more restrictive state controls.

[Read the payout policy](https://whitepips.com/legal/payout-policy)

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WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.
