Source: https://whitepips.com/futures/instant_account Summary: Instant: Skip the evaluation. Funded from day one, 90% split. Prices, every rule at each account size, payouts and FAQs. Last updated: 2026-10-28 # Instant futures account Skip the evaluation. Funded from day one, 90% split. [Start Instant](https://app.whitepips.com/?line=futures&plan=instant_account#checkout) [All futures plans](https://whitepips.com/futures#plans) - Evaluation **None** - Max loss **$1,250–$5,000** - Split **90%** - Payouts **On demand** - From **$175** Futures on Volumetrica No evaluation Instant Funded from day one 90% split Funded when you buy **Day one** Funded when you buy **Funded** 90% split **Payout** On demand **$175 (to $625)** (One-time fee Sizes $25K–$150K) ## How Instant works ### Buy the account No evaluation: funded the moment you buy Day one (funded from the first trade) - Evaluation **None** - Sizes **$25K–$150K** - Fee **One time, from $175** ### Trade inside the limits Intraday Trailing drawdown and a soft daily limit $4,000 (max loss on the $100K account) - Daily loss **$2,500** - Max contracts **6 Mini | 60 Micro** - Consistency **20%** ### Take your payout On demand, once the milestone is reached 90% (your share of every payout) - Payout milestone **$5,000 at $100K** - Profitable days **5 ($250 a day)** - Minimum payout **$500 before the split** ## Who it's for Instant skips the evaluation and funds you the moment you buy. ### Key rules - **Evaluation**: None - **Maximum Loss Limit**: $1,250–$5,000 - **Maximum Position Size**: Varies by size - **Max Loss Type**: Intraday - **Daily Loss Limit**: $500–$3,750 - **Profit Split**: 90/10 - **Payout Frequency**: On demand - **Maximum Payout**: Varies by size ## The numbers that matter ### Pick a size Daily Loss Limit **$500** Maximum Loss Limit **$1,250** Maximum Position Size **2 Mini | 20 Micro** Payout Milestone **$1,450** Profitable Trading Days **5 ($62.50 a day)** One-time fee **$175** The Maximum Loss Limit is Intraday trailing: it follows your highest balance or equity during the day upward and never moves back down. The Daily Loss Limit is soft: reaching it stops trading for the rest of the day. Every figure here is in the full table below. ### Where the lines sit $100K account Starting balance **$100,000** Daily loss limit (soft) **$2,500** Maximum loss limit **$4,000** No target to reach: the account is funded when you buy. The daily line pauses the day; the maximum loss line ends the account. ## Prices by account size [$25K **$175** $349 Start](https://app.whitepips.com/?line=futures&plan=instant_account&size=25000&qty=1#checkout) [$50K **$275** $549 Start](https://app.whitepips.com/?line=futures&plan=instant_account&size=50000&qty=1#checkout) [$100K **$450** $899 Start](https://app.whitepips.com/?line=futures&plan=instant_account&size=100000&qty=1#checkout) [$150K **$625** $1,249 Start](https://app.whitepips.com/?line=futures&plan=instant_account&size=150000&qty=1#checkout) ## Full rules Every published limit at each account size. Rules that are the same at every size are listed underneath. | Size | Price | Maximum Loss Limit (Funded) | Daily Loss Limit (Funded) | Maximum Position Size (Funded) | Profitable Trading Days (Funded) | Payout Milestone (Funded) | Maximum Payout (Funded) | | --- | --- | --- | --- | --- | --- | --- | --- | | $25K | $175$349 | $1,250 | $500 | 2 Mini \| 20 Micro | 5 days of $62.50 or more per payout (+0.25% of the starting balance) | $1,450 of profit before every payout, the first included | $1,000 on every payout, before the split | | $50K | $275$549 | $2,500 | $1,250 | 4 Mini \| 40 Micro | 5 days of $125 or more per payout (+0.25% of the starting balance) | $3,000 of profit before every payout, the first included | $2,000 on every payout, before the split | | $100K | $450$899 | $4,000 | $2,500 | 6 Mini \| 60 Micro | 5 days of $250 or more per payout (+0.25% of the starting balance) | $5,000 of profit before every payout, the first included | $3,000 on every payout, before the split | | $150K | $625$1,249 | $5,000 | $3,750 | 8 Mini \| 80 Micro | 5 days of $375 or more per payout (+0.25% of the starting balance) | $8,000 of profit before every payout, the first included | $4,000 on every payout, before the split | **No evaluation** _Funded when you buy_ **Once you are funded** _Same at every size_ - **Profit Split**: 90/10 - **Max Loss Type**: Intraday - **Maximum Loss Rule**: Hard: reaching it ends the account - **Daily Loss Rule**: Soft: reaching it stops trading for the rest of the day; the account stays open - **Consistency Rule**: 20% - **Contract Limit Breach**: Exceeding it once is a warning; a second time puts the account under review - **Minimum Payout**: $500 before the split - **Payout Frequency**: On demand - **Inactivity**: 15 days without trading activity deactivates the account - **News Trading**: No: no trade opened or closed ±2 min of high-impact news (a position opened before may be held). Profit from those trades is removed and the loss stays; 1st and 2nd violations are warnings, a 3rd goes to compliance review - **Microscalping**: Allowed, but at most 50% of your profit from trades held under 30 seconds - **Overnight Holding**: No: open positions are closed at 3:55 PM CT, every session and before the weekend - **Trade Copier**: Yes ## Getting paid on Instant Profit Split 90/10 90% of the payable profit is yours Payout Frequency On demand No cycle to wait for, only conditions to meet Minimum Payout $500 before the split Per request Payout Milestone $1,450 / $3,000 / $5,000 / $8,000 Reached again before every payout, by size Consistency Rule 20% The most one day may make of the total profit ### How it reaches you - **Bank transfer** _To an account in your name_ - **Tether** _USDT · to your own wallet_ - **USD Coin** _USDC · to your own wallet_ - **Bitcoin** _BTC · to your own wallet_ - **Ethereum** _ETH · to your own wallet_ - **Store credit** _Use it on your next account_ Every payout request gets a receipt confirming it has been received. [How and when you get paid](https://whitepips.com/rewards) ### Payout terms - **Profit Split**: 90/10 - **Payout Frequency**: On demand - **Minimum Payout**: $500 before the split - **Maximum Payout**: Varies by size - **Profitable Trading Days**: Varies by size - **Consistency Rule**: 20% On Instant, a payout opens at the Payout Milestone of $1,450 / $3,000 / $5,000 / $8,000, reached again before every payout, with five profitable days and no single day over 20% of the profit. ## What you trade on Instant ### Equity index ES · S&P 500 MES · Micro S&P NQ · Nasdaq 100 MNQ · Micro Nasdaq YM · Dow RTY · Russell 2000 ### Energy CL · Crude oil MCL · Micro crude NG · Natural gas ### Metals GC · Gold MGC · Micro gold SI · Silver SIL · Micro silver ### Currencies 6E · Euro FX 6B · British pound 6J · Japanese yen 6A · Australian dollar ### Agriculture ZC · Corn ZS · Soybeans ZW · Wheat CME Group contracts, with micro sizes at one tenth of the mini. Tick sizes and values are the exchange's own specifications. [Every symbol, by class](https://whitepips.com/symbols) ## Your platform Order flow, volume profile and the live tape, on a dxFeed connection. Order flow Volume profile Live tape dxFeed market data - Order flow, volume profile and the live tape - dxFeed market data - Login issued to your dashboard [Compare the platforms](https://whitepips.com/platforms) The futures line runs on Volumetrica. It is not a retail charting package with a futures symbol list bolted on — it is built around the exchange tape, with order flow, volume profile and the live tape as the primary views rather than as add-ons. ## Questions about this plan **What does Instant cost?** $175 for the $25K account up to $625 for the $150K account, as a one time fee. Every price, and the list price beside it, is shown on this page. Market data is included for the first 30 days; after that it is $35 for 30 days, paid from your dashboard. **Is there an evaluation on Instant?** No. Instant is funded when you buy, so there is no profit target to reach first. **What is the profit split on Instant?** 90/10, as published in the plan's funded rules. **What are the loss limits on Instant?** Max Loss: $1,250 at $25K, $2,500 at $50K, $4,000 at $100K, $5,000 at $150K, intraday trailing. Reaching it ends the account. Daily Loss: $500 at $25K, $1,250 at $50K, $2,500 at $100K, $3,750 at $150K. It is a soft limit: reaching it stops trading for the rest of the day, and the account stays open. **How often can I take a payout on Instant?** On demand, once the payout conditions are met: 5 profitable days (days closing at +0.25% of the starting balance or more) and the 20% consistency rule. **How many contracts can I hold on Instant?** The position cap rises with the account: 2 Mini | 20 Micro at $25K, 4 Mini | 40 Micro at $50K, 6 Mini | 60 Micro at $100K, 8 Mini | 80 Micro at $150K. Ten micros equal one mini, and the cap applies to contracts open at the same moment. **Can I trade the news?** No. No trade opened or closed ±2 min of high-impact news (a position opened before may be held). Profit from those trades is removed and the loss stays; 1st and 2nd violations are warnings, a 3rd goes to compliance review. It never ends the account on its own. **Which platform will I trade on?** Volumetrica. Order flow, volume profile and the live tape, on a dxFeed connection. **How are payouts paid?** By bank transfer, in crypto (USDT, USDC, BTC or ETH) or as store credit. Every request is confirmed as received. **What is the difference between One Step and Instant?** One Step is an evaluation: reach the profit target inside an end of day trailing Maximum Loss Limit and you are funded, for a lower one-time fee. Instant funds you the moment you buy, with an intraday trailing Max Loss, a 20% consistency rule and a Payout Milestone before every payout. Both pay 90%, on demand. ### Every rule on this plan, explained The same answers as the rules FAQ, with this plan's figure on top. **What is the Maximum Loss Limit?** **On this plan:** $1,250–$5,000 The total loss allowance for the life of the account. It trails upward only: on One Step with your highest end-of-day balance, on Instant with your highest equity during the day, open profit included. Once the floor reaches your starting balance it locks there for good. It is a hard limit. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-maximum-loss-limit-fut_instant_account) **How many contracts can I hold?** **On this plan:** Varies by size The most contracts open at the same moment. A micro is one tenth of a mini, so the two figures are one limit written twice, and any mix that adds up to the same size is fine. It limits what is open at once, not how many trades you take. Going over it once is a warning; a second time puts the account under review. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-maximum-position-size-fut_instant_account) **What is the difference between EOD trailing and intraday trailing?** **On this plan:** Intraday End-of-day (EOD) trailing, on One Step, moves the floor only at the session close, from your closing balance, so a profit you give back during the day does not raise it. Intraday trailing, on Instant, follows your highest equity during the session, open profit included. Both lock at the starting balance. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-max-loss-type-fut_instant_account) **What is the Daily Loss Limit on futures?** **On this plan:** $500–$3,750 The most you may lose in one trading day. It is a soft limit: reaching it closes your positions and stops trading for the rest of that day, and the account stays open and trades again the next day. The $25K One Step has none. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-daily-loss-limit-fut_instant_account) **What profit split do futures accounts pay?** **On this plan:** 90/10 90% on both futures plans: 90% of the payable profit is yours. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-profit-split-fut_instant_account) **How often can I take a futures payout?** **On this plan:** On demand On demand, on both plans: request a payout whenever its conditions are met, with every position closed. Every request is confirmed as received. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-payout-frequency-fut_instant_account) **What is the largest futures payout?** **On this plan:** Varies by size Set per size and stated before the 90% split. One Step: $1,000 / $2,000 / $2,500 / $3,000 on the first payout, then $1,500 / $2,500 / $3,000 / $3,500 on every later one ($25K / $50K / $100K / $150K). Instant: $1,000 / $2,000 / $3,000 / $4,000 on every payout. Profit above it stays on the account for the next payout. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-maximum-payout-fut_instant_account) **What is the Maximum Loss Limit?** **On this plan:** Hard: reaching it ends the account The total loss allowance for the life of the account. It trails upward only: on One Step with your highest end-of-day balance, on Instant with your highest equity during the day, open profit included. Once the floor reaches your starting balance it locks there for good. It is a hard limit. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-maximum-loss-rule-fut_instant_account) **What is the Daily Loss Limit on futures?** **On this plan:** Soft: reaching it stops trading for the rest of the day; the account stays open The most you may lose in one trading day. It is a soft limit: reaching it closes your positions and stops trading for the rest of that day, and the account stays open and trades again the next day. The $25K One Step has none. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-daily-loss-rule-fut_instant_account) **What is the Consistency Rule on futures?** **On this plan:** 20% No single trading day may make more than a set share of the payout cycle's total net profit: 40% on the One Step funded account, 20% on Instant. The One Step evaluation has none. It is checked when you request a payout and starts again after each payout; not meeting it is not a breach, you simply keep trading until it is met. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-consistency-rule-fut_instant_account) **How many contracts can I hold?** **On this plan:** Exceeding it once is a warning; a second time puts the account under review The most contracts open at the same moment. A micro is one tenth of a mini, so the two figures are one limit written twice, and any mix that adds up to the same size is fine. It limits what is open at once, not how many trades you take. Going over it once is a warning; a second time puts the account under review. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-contract-limit-breach-fut_instant_account) **What is the smallest futures payout?** **On this plan:** $500 before the split $500, measured before the 90% split, on both plans and every size: $450 reaches you. A payout to a crypto wallet must also be at least $100. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-minimum-payout-fut_instant_account) **What happens if I stop trading for a while?** **On this plan:** 15 days without trading activity deactivates the account 15 days in a row without trading deactivates a futures account, on both plans and at every stage. An open position does not count as activity. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-inactivity-fut_instant_account) **Can I trade the news on futures?** **On this plan:** No: no trade opened or closed ±2 min of high-impact news (a position opened before may be held). Profit from those trades is removed and the loss stays; 1st and 2nd violations are warnings, a 3rd goes to compliance review During the One Step evaluation, yes: news trading is not restricted. Once funded (the One Step funded account, and Instant from day one) no trade may be opened or closed from 2 minutes before to 2 minutes after a high-impact ("red") USD release, on any instrument. A position opened before the window may be held through the release. Profit from a trade opened or closed inside the window is removed and any loss stays. The first time is a warning, the second your final warning; a third, or anything that looks deliberate, goes to our compliance team. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-news-trading-fut_instant_account) **Is scalping allowed on futures?** **On this plan:** Allowed, but at most 50% of your profit from trades held under 30 seconds Yes. Microscalping (trades held under 30 seconds) is allowed too, but it cannot be your main source of profit: at most 50% of your profit may come from trades held under 30 seconds. Until you are back under it, the evaluation cannot pass and a payout cannot be requested; the account stays open. High-frequency trading built to exploit execution speed is prohibited. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-microscalping-fut_instant_account) **Can I hold futures positions overnight or over the weekend?** **On this plan:** No: open positions are closed at 3:55 PM CT, every session and before the weekend No. Futures positions are not held overnight or over the weekend. Anything still open at 3:55 PM CT (4:55 PM New York) is closed by the system, five minutes before the daily close, and on Friday before the weekend. It is not a breach. The session runs Sunday 5:00 PM CT to Friday 4:00 PM CT, with a break from 4:00 PM to 5:00 PM CT each day. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-overnight-holding-fut_instant_account) **Can I copy trades between my futures accounts?** **On this plan:** Yes Yes, to copy your own trading: between WhitePips futures accounts that you own and trade yourself, or from a futures master account that is genuinely yours, including one at another firm. Futures accounts copy futures accounts only, never a CFD account. Copying another person's account, a signal service, a shared master, an account manager or a challenge-passing service is not allowed on any plan. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-trade-copier-fut_instant_account) **What counts as a profitable trading day?** **On this plan:** Varies by size A trading day whose net realised profit is +0.25% of the starting balance or more: $62.50 / $125 / $250 / $375 on the $25K / $50K / $100K / $150K account. It is a payout condition, counted per payout cycle: 3 before each payout on the One Step funded account, 5 on Instant. The evaluation has none. [Open it in the rules FAQ](https://whitepips.com/faq-futures#rule-profitable-trading-days-fut_instant_account) ## Compare with the other plans [One Step One evaluation, then on-demand payouts at a 90% split. Open](https://whitepips.com/futures/one_step) [Side-by-side comparison](https://whitepips.com/futures#compare) ## Ready to start Instant? Pick your size and see the exact price before you pay. [Get started](https://app.whitepips.com/?line=futures&plan=instant_account&size=100000&qty=1#checkout) [Trading calculator](https://whitepips.com/calculator?line=futures&plan=instant_account) --- WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.