Source: https://whitepips.com/faq-cfds Summary: CFD prop firm FAQ: WhitePips Edge, Instant and Prime plans, loss limits, payouts and profit split, leverage, news trading, scalping, EAs and commission. Last updated: 2026-10-28 # CFD questions Before you buy an evaluation. Search every answer, or browse by topic. Every rule, explained [See the plans](https://whitepips.com/cfds#plans) Payouts [Futures questions](https://whitepips.com/faq-futures) ## Asked most What is the profit split? Your share of the profit on a funded account: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. **80% up to 95%** Edge **75% up to 90%** Instant Pro Full answerHow often can I take a payout? Your first payout can be requested on demand, as soon as the account qualifies: once funded (or after your first trade on Instant) with the plan's profitable days done. **On demand** First payout **7 days** Between requests Full answerWhat does it cost to get funded? Accounts start at $32, and the price is set by the plan and the account size: from $32 on the smallest Edge 2 Step to $3,278 for a $100K CFD Instant Pro account, which has no evaluation. **$32** Smallest Edge 2 Step **$3,278** $100K Instant Pro Full answerIs there a time limit on the evaluation? No. Evaluations have unlimited trading days and a funded account has no expiry. **Unlimited** Trading days **No expiry** Funded account Full answerWhich platform will I trade on? CFDs run on MetaTrader 5, so your charts, indicators and expert advisors carry over on web, desktop, iPhone and Android. **MetaTrader 5** CFDs **Volumetrica** Futures, dxFeed data Full answer ## Find it by topic Accounts & evaluation What you buy, the plans, sizes, resets and what happens on a breach. **13** answersEvery rule, explained 25 rules, each in plain English: what it is, the exact figure on every plan, a worked example at $50K, what happens if you break it and the email you get. Every figure is read from the plan board. **27** answersPayouts Split, cadence, how the money arrives, tracking a request and the consistency rule. **5** answersPlatforms & trading MetaTrader 5, leverage, expert advisors, copiers, news and scalping. **9** answersFees & pricing The one-time fee, commission and what is charged on top. **3** answersLegal & eligibility Who can trade, and where the full policies live. **1** answer Browse Accounts & evaluation **13**Every rule, explained **27**Payouts **5**Platforms & trading **9**Fees & pricing **3**Legal & eligibility **1** [Still need help?](https://whitepips.com/support) Start here ## Accounts & evaluation What you buy, the plans, sizes, resets and what happens on a breach. **13** answers **What is a prop firm, and how does WhitePips work?** A proprietary trading firm backs traders with its own capital instead of asking them to risk their own. At WhitePips you buy a one time evaluation, trade a simulated account to a published profit target without breaching its loss limits, and are then funded — after which you keep the large majority of the profit you make. Every account is simulated on a demo environment: the payouts are real money, but no capital of yours is ever at market risk. **Do I own anything when I trade a CFD?** No. A contract for difference settles the difference in price between opening and closing a position. You never take delivery of the currency, the metal, the barrel or the coin, and there is no wallet, custody or transfer at any point. **Is my own money at risk?** No. Every WhitePips account, evaluation and funded, runs on a simulated demo environment against live market prices. No capital of yours is ever placed at market risk. What you pay is the one-time fee. On Prime it is refunded in full once the account is funded and in profit after 30 days. **None** Your capital at market risk **Refunded** Prime fee, funded and in profit after 30 days **Can I lose more than the account?** No. The Max Loss ends the account before that is possible, and the account is simulated in any case. There is no negative balance, no margin call to fund and nothing to repay. **What is the difference between Edge, Instant and Prime?** Edge is the evaluation route: pass Edge 1 Step or Edge 2 Step and trade funded at an 80% split, up to 95% as you scale. Instant skips the evaluation: you are funded the moment you buy, at 75% (up to 90% as you scale) with weekly payouts, or at 70% (up to 85%) with bi-weekly payouts on Instant Go, which costs less. Prime is an evaluation with a salary: once funded, the account earns 1% of its size a month and, after 30 days, a 100% split. **80% → 95%** Edge, rising as you scale **75% · 70%** Instant Pro · Instant Go, up to 90% · 85% **1% a month** Prime salary, then 100% after 30 days **Which CFD plan should I choose?** There are three programs. Edge is the evaluation route: Edge 1 Step has a single 10% target, Edge 2 Step splits it into 7.5% then 5%, and both pay 80% once funded, up to 95% as you scale. Instant skips the evaluation and funds you at purchase: Instant Pro at 75% (up to 90% as you scale) with weekly payouts, or Instant Go for less at 70% (up to 85%) with bi-weekly payouts. Prime is the evaluation with a salary: 1% of the account a month once funded, and a 100% split after 30 days. **10%** Edge 1 Step target **7.5% → 5%** Edge 2 Step phases **Day one** Instant is funded at purchase **1% a month** Prime salary, 100% after 30 days **What is the difference between a one step and a two step plan?** How the profit target is split. A one step plan has a single target and you are funded when you reach it. A two step plan splits the journey across two phases with a smaller target in each, at a lower entry price. Neither has a time limit. **1 target** One step **2 phases** Two step, lower entry price **None** Time limit on either **Is there a time limit on the evaluation?** No. Evaluations have unlimited trading days and a funded account has no expiry. Max Trading Days: the figure on each plan **Unlimited** Trading days **No expiry** Funded account **How much can I get funded for?** On the CFD line, account sizes run from $2.5K to $200K. The futures line runs from $25K to $150K. One trader may hold up to $1.5M across all accounts. Buy more than one and the bundle discount applies to the whole basket: up to 25% off, with up to five accounts in one order. **$2.5K – $200K** CFD account sizes **$25K – $150K** Futures sizes **$1.5M** Per trader, all accounts **25% off** Up to five accounts in one order **Can I buy more than one account?** Yes, up to five in one order, and the bundle discount applies to the whole order rather than to the extra accounts only: 10% off at two, 15% at three, 20% at four and 25% at five, the most one order can hold. One trader may hold up to $1.5M across all accounts. **10%** Two accounts **15%** Three **20%** Four **25%** Five, the most in one order **Can I hold CFD and futures accounts at the same time?** Yes. The two lines are separate products with separate rules and you may hold accounts on both. The $1.5M allocation ceiling is what applies across everything one trader holds. **$1.5M** Allocation ceiling across everything you hold **What happens the moment I breach?** A hard breach ends the account at once: trading is switched off and the account's profit is void. On CFD accounts these rules can do that: Max Daily Loss, Max Loss, Max Loss Type. Max. Exposure, Strikes, Max Floating Loss per Symbol, News Trading, Prime Consistency Rule, Quarterly Profit Target, Max Floating Loss per Trade lead to a warning or a review by the risk desk first. HFT (scalping) and Profit Concentration never end an account: while either is over its limit, payouts on that account are paused, and they open again by themselves once the share comes back down. You get an email for every breach and warning. Every rule, explained **Ends it** Max Daily Loss · Max Loss · Max Loss Type **Warning** Or a risk-desk review first **Paused** Payouts on that account while HFT or Concentration is over **Can I reset or restart an account?** Yes, three ways. A Challenge Reset is the voluntary one on a live evaluation: you buy the same plan and size again as a brand-new account, with 20% off today’s price (or more with a discount code you enter), whenever the account has no open positions, in profit or in loss. Nothing carries over: a fresh balance, fresh rules, a clean record. Only a reset that a first warning requires is free, and that one keeps the warning. A free trial has no reset. A Challenge Restart is the paid way back after an evaluation breach: the same plan and size, from Phase 1. A Funded Restart is the paid way back after a funded breach: Edge and Prime go back through their evaluation, and Instant comes back funded at its starting balance. A restart is offered for 7 days after the breach, and nothing is reset while a compliance review is open. Separately, a funded account that is not breached can buy a Funded Reset once it is within 10% of its Max Loss. **20% off** Challenge Reset: the same account, brand new **7 days** A restart is offered after a breach **Within 10%** Of Max Loss: Funded Reset Every rule ## Every rule, explained 25 rules, each in plain English: what it is, the exact figure on every plan, a worked example at $50K, what happens if you break it and the email you get. Every figure is read from the plan board. **27** answers Targets and trading daysLoss limitsHow you may tradePayoutsDashboard risk cards ### Targets and trading days **What is the profit target?** The net profit that passes an evaluation stage. Edge 1 Step and Prime 1 Step have one target. Edge 2 Step and Prime 2 Step have one for Phase 1 and a smaller one for Phase 2, and Phase 2 starts again from the starting balance. There is no time limit: the stage passes once the target is reached with no positions open and the stage's profitable days done. Instant has no target: it is funded from day one. At a glance · a $50K account where the figure depends on size Edge 1 Step **10%** Evaluation · $5,000 at $50K Edge 2 Step **7.5%** Phase 1 Profit Target · Evaluation, each phase · $3,750 at $50K **5%** Phase 2 Profit Target · $2,500 at $50K Instant Pro **—** Does not apply Instant Go **—** Does not apply Prime 1 Step **10%** Evaluation · $5,000 at $50K Prime 2 Step **7.5%** Phase 1 Profit Target · Evaluation, each phase · $3,750 at $50K **5%** Phase 2 Profit Target · $2,500 at $50K #### The figure on each plan **Edge 1 Step** Evaluation Profit Target: $2.5K $250 (10%) · $5K $500 (10%) · $10K $1,000 (10%) · $25K $2,500 (10%) · $50K $5,000 (10%) · $100K $10,000 (10%) · $200K $20,000 (10%) **Edge 2 Step** Evaluation, each phase Phase 1 Profit Target: $2.5K $187.50 (7.5%) · $5K $375 (7.5%) · $10K $750 (7.5%) · $25K $1,875 (7.5%) · $50K $3,750 (7.5%) · $100K $7,500 (7.5%) · $200K $15,000 (7.5%) Evaluation, each phase Phase 2 Profit Target: $2.5K $125 (5%) · $5K $250 (5%) · $10K $500 (5%) · $25K $1,250 (5%) · $50K $2,500 (5%) · $100K $5,000 (5%) · $200K $10,000 (5%) **Instant Pro** Does not apply on this plan **Instant Go** Does not apply on this plan **Prime 1 Step** Evaluation Profit Target: $50K $5,000 (10%) · $100K $10,000 (10%) · $200K $20,000 (10%) **Prime 2 Step** Evaluation, each phase Phase 1 Profit Target: $50K $3,750 (7.5%) · $100K $7,500 (7.5%) · $200K $15,000 (7.5%) Evaluation, each phase Phase 2 Profit Target: $50K $2,500 (5%) · $100K $5,000 (5%) · $200K $10,000 (5%) #### Example at $50K On a $50K Edge 2 Step, Phase 1 passes when your closed balance reaches $53,750 ($3,750 profit) with at least 2 profitable days. Phase 2 then starts again at $50,000 and passes at $52,500. - **If you break it**: Not reaching it is not a breach. You keep trading, with no deadline, until you reach it. - **The email you get**: When you reach it: “Account (number) reached its profit target”, listing anything still missing (profitable days, open positions). Link to this rule **What are the minimum profitable days?** Days that close at +0.5% of the account size or more (New York trading days, 17:00 to 17:00). Edge 1 Step needs 3 to pass and Edge 2 Step 2 in each phase, the same on Prime; once funded, the same number is needed again before each payout. Instant Go needs 5 before each payout, and Instant Pro has none. At a glance Edge 1 Step **3 days of +0.5% to pass** Evaluation **3 days of +0.5% before each payout** Funded (Master) Edge 2 Step **2 days of +0.5% per phase** Evaluation, each phase **2 days of +0.5% before each payout** Funded (Master) Instant Pro **None** Funded from day one Instant Go **5 days of +0.5% before each payout** Funded from day one Prime 1 Step **3 days of +0.5% to pass** Evaluation **3 days of +0.5% before each payout** Funded (Master) Prime 2 Step **2 days of +0.5% per phase** Evaluation, each phase **2 days of +0.5% before each payout** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation 3 days of +0.5% to pass Every size Funded (Master) 3 days of +0.5% before each payout Every size **Edge 2 Step** Evaluation, each phase 2 days of +0.5% per phase Every size Funded (Master) 2 days of +0.5% before each payout Every size **Instant Pro** Funded from day one None Every size **Instant Go** Funded from day one 5 days of +0.5% before each payout Every size **Prime 1 Step** Evaluation 3 days of +0.5% to pass Every size Funded (Master) 3 days of +0.5% before each payout Every size **Prime 2 Step** Evaluation, each phase 2 days of +0.5% per phase Every size Funded (Master) 2 days of +0.5% before each payout Every size #### Example at $50K On a $50K Edge 2 Step, a qualifying day closes at $250 or more; a day at $245 does not count. Reaching the Phase 1 target on your first day still leaves 1 more qualifying day before the phase passes. - **If you break it**: Not a breach. The pass or the payout waits until the days are done. - **The email you get**: No separate email. The dashboard objective and the Payout page show how many days are still missing. Link to this rule **Is there a time limit on a CFD account?** No. Evaluations have unlimited trading days and a funded account has no expiry. At a glance Edge 1 Step **Unlimited** Evaluation **Indefinite** Funded (Master) Edge 2 Step **Unlimited** Evaluation, each phase **Indefinite** Funded (Master) Instant Pro **Indefinite** Funded from day one Instant Go **Indefinite** Funded from day one Prime 1 Step **Unlimited** Evaluation **Indefinite** Funded (Master) Prime 2 Step **Unlimited** Evaluation, each phase **Indefinite** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation Unlimited Every size Funded (Master) Indefinite Every size **Edge 2 Step** Evaluation, each phase Unlimited Every size Funded (Master) Indefinite Every size **Instant Pro** Funded from day one Indefinite Every size **Instant Go** Funded from day one Indefinite Every size **Prime 1 Step** Evaluation Unlimited Every size Funded (Master) Indefinite Every size **Prime 2 Step** Evaluation, each phase Unlimited Every size Funded (Master) Indefinite Every size #### Example at $50K You can take three months to pass an Edge 2 Step phase. - **If you break it**: There is no time limit to break. - **The email you get**: None. Link to this rule ### Loss limits **What is the Max Daily Loss?** The most you may lose within one trading day, open losses included. It is measured from the day's opening balance, which is the previous day's closing balance at 17:00 New York. At a glance · a $50K account where the figure depends on size Edge 1 Step **4%** Evaluation · $2,000 at $50K **4%** Funded (Master) · $2,000 at $50K Edge 2 Step **4.5%** Evaluation, each phase · $2,250 at $50K **4.5%** Funded (Master) · $2,250 at $50K Instant Pro **3.5%** Funded from day one · $1,750 at $50K Instant Go **3%** Funded from day one · $1,500 at $50K Prime 1 Step **4%** Evaluation · $2,000 at $50K **4%** Funded (Master) · $2,000 at $50K Prime 2 Step **5%** Evaluation, each phase · $2,500 at $50K **5%** Funded (Master) · $2,500 at $50K #### The figure on each plan **Edge 1 Step** Evaluation $2.5K $100 (4%) · $5K $200 (4%) · $10K $400 (4%) · $25K $1,000 (4%) · $50K $2,000 (4%) · $100K $4,000 (4%) · $200K $8,000 (4%) Funded (Master) $2.5K $100 (4%) · $5K $200 (4%) · $10K $400 (4%) · $25K $1,000 (4%) · $50K $2,000 (4%) · $100K $4,000 (4%) · $200K $8,000 (4%) **Edge 2 Step** Evaluation, each phase $2.5K $112.50 (4.5%) · $5K $225 (4.5%) · $10K $450 (4.5%) · $25K $1,125 (4.5%) · $50K $2,250 (4.5%) · $100K $4,500 (4.5%) · $200K $9,000 (4.5%) Funded (Master) $2.5K $112.50 (4.5%) · $5K $225 (4.5%) · $10K $450 (4.5%) · $25K $1,125 (4.5%) · $50K $2,250 (4.5%) · $100K $4,500 (4.5%) · $200K $9,000 (4.5%) **Instant Pro** Funded from day one $2.5K $87.50 (3.5%) · $5K $175 (3.5%) · $10K $350 (3.5%) · $25K $875 (3.5%) · $50K $1,750 (3.5%) · $100K $3,500 (3.5%) **Instant Go** Funded from day one $2.5K $75 (3%) · $5K $150 (3%) · $10K $300 (3%) · $25K $750 (3%) · $50K $1,500 (3%) · $100K $3,000 (3%) **Prime 1 Step** Evaluation $50K $2,000 (4%) · $100K $4,000 (4%) · $200K $8,000 (4%) Funded (Master) $50K $2,000 (4%) · $100K $4,000 (4%) · $200K $8,000 (4%) **Prime 2 Step** Evaluation, each phase $50K $2,500 (5%) · $100K $5,000 (5%) · $200K $10,000 (5%) Funded (Master) $50K $2,500 (5%) · $100K $5,000 (5%) · $200K $10,000 (5%) #### Example at $50K On a $50K Edge 2 Step the limit is $2,250. If yesterday closed at $51,000, today's floor is $48,750. Equity touching $48,750 at any moment, even on an open trade, ends the account. - **If you break it**: Reaching it is a hard breach: trading is switched off and the account ends. - **The email you get**: A warning once you have used 80% of the day's limit (“close to the Max Daily Loss limit”), and “Max Daily Loss breached” if it is reached. Link to this rule **What is the Max Loss?** The total loss the account may ever take, open losses included. It is static on every CFD plan: a fixed floor below the starting balance that never moves. At a glance · a $50K account where the figure depends on size Edge 1 Step **7.5%** Evaluation · $3,750 at $50K **7.5%** Funded (Master) · $3,750 at $50K Edge 2 Step **9%** Evaluation, each phase · $4,500 at $50K **9%** Funded (Master) · $4,500 at $50K Instant Pro **7%** Funded from day one · $3,500 at $50K Instant Go **6%** Funded from day one · $3,000 at $50K Prime 1 Step **8%** Evaluation · $4,000 at $50K **8%** Funded (Master) · $4,000 at $50K Prime 2 Step **10%** Evaluation, each phase · $5,000 at $50K **10%** Funded (Master) · $5,000 at $50K #### The figure on each plan **Edge 1 Step** Evaluation $2.5K $187.50 (7.5%) · $5K $375 (7.5%) · $10K $750 (7.5%) · $25K $1,875 (7.5%) · $50K $3,750 (7.5%) · $100K $7,500 (7.5%) · $200K $15,000 (7.5%) Funded (Master) $2.5K $187.50 (7.5%) · $5K $375 (7.5%) · $10K $750 (7.5%) · $25K $1,875 (7.5%) · $50K $3,750 (7.5%) · $100K $7,500 (7.5%) · $200K $15,000 (7.5%) **Edge 2 Step** Evaluation, each phase $2.5K $225 (9%) · $5K $450 (9%) · $10K $900 (9%) · $25K $2,250 (9%) · $50K $4,500 (9%) · $100K $9,000 (9%) · $200K $18,000 (9%) Funded (Master) $2.5K $225 (9%) · $5K $450 (9%) · $10K $900 (9%) · $25K $2,250 (9%) · $50K $4,500 (9%) · $100K $9,000 (9%) · $200K $18,000 (9%) **Instant Pro** Funded from day one $2.5K $175 (7%) · $5K $350 (7%) · $10K $700 (7%) · $25K $1,750 (7%) · $50K $3,500 (7%) · $100K $7,000 (7%) **Instant Go** Funded from day one $2.5K $150 (6%) · $5K $300 (6%) · $10K $600 (6%) · $25K $1,500 (6%) · $50K $3,000 (6%) · $100K $6,000 (6%) **Prime 1 Step** Evaluation $50K $4,000 (8%) · $100K $8,000 (8%) · $200K $16,000 (8%) Funded (Master) $50K $4,000 (8%) · $100K $8,000 (8%) · $200K $16,000 (8%) **Prime 2 Step** Evaluation, each phase $50K $5,000 (10%) · $100K $10,000 (10%) · $200K $20,000 (10%) Funded (Master) $50K $5,000 (10%) · $100K $10,000 (10%) · $200K $20,000 (10%) #### Example at $50K On a $50K Edge 1 Step the limit is $3,750, so the floor is $46,250 for the life of the account, however far the balance rises first. - **If you break it**: Reaching it is a hard breach: trading is switched off and the account ends. - **The email you get**: A warning at 80% of the limit (“close to the Max Loss limit”), and “Max Loss breached” if it is reached. Link to this rule **Is the Max Loss static or trailing?** Static, on every CFD plan: the Max Loss floor is fixed below your starting balance and never moves, up or down. At a glance Edge 1 Step **Static** Evaluation **Static** Funded (Master) Edge 2 Step **Static** Evaluation, each phase **Static** Funded (Master) Instant Pro **Static** Funded from day one Instant Go **Static** Funded from day one Prime 1 Step **Static** Evaluation **Static** Funded (Master) Prime 2 Step **Static** Evaluation, each phase **Static** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation Static Every size Funded (Master) Static Every size **Edge 2 Step** Evaluation, each phase Static Every size Funded (Master) Static Every size **Instant Pro** Funded from day one Static Every size **Instant Go** Funded from day one Static Every size **Prime 1 Step** Evaluation Static Every size Funded (Master) Static Every size **Prime 2 Step** Evaluation, each phase Static Every size Funded (Master) Static Every size #### Example at $50K A $50K Edge 2 Step with a $4,500 Max Loss keeps its floor at $45,500 even after the balance reaches $53,000. - **If you break it**: It is how the Max Loss is measured; reaching the floor ends the account. - **The email you get**: As for Max Loss. Link to this rule **What is Max. Exposure?** The combined notional value of every open position, as a share of the balance. Smaller accounts may run a larger share: $2.5K 5,000%, $5K 4,000%, $10K 3,000%, $25K 2,500%, $50K 2,000%, $100K 1,250%, $200K 1,000%. The dashboard's position calculator shows the most you can open without going over. At a glance · a $50K account where the figure depends on size Edge 1 Step **$1,000,000 (2,000%)** Evaluation · at $50K **$1,000,000 (2,000%)** Funded (Master) · at $50K Edge 2 Step **$1,000,000 (2,000%)** Evaluation, each phase · at $50K **$1,000,000 (2,000%)** Funded (Master) · at $50K Instant Pro **$1,000,000 (2,000%)** Funded from day one · at $50K Instant Go **$1,000,000 (2,000%)** Funded from day one · at $50K Prime 1 Step **$1,000,000 (2,000%)** Evaluation · at $50K **$1,000,000 (2,000%)** Funded (Master) · at $50K Prime 2 Step **$1,000,000 (2,000%)** Evaluation, each phase · at $50K **$1,000,000 (2,000%)** Funded (Master) · at $50K #### The figure on each plan **Edge 1 Step** Evaluation $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) Funded (Master) $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) **Edge 2 Step** Evaluation, each phase $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) Funded (Master) $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) **Instant Pro** Funded from day one $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) **Instant Go** Funded from day one $2.5K $125,000 (5,000%) · $5K $200,000 (4,000%) · $10K $300,000 (3,000%) · $25K $625,000 (2,500%) · $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) **Prime 1 Step** Evaluation $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) Funded (Master) $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) **Prime 2 Step** Evaluation, each phase $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) Funded (Master) $50K $1,000,000 (2,000%) · $100K $1,250,000 (1,250%) · $200K $2,000,000 (1,000%) #### Example at $50K A $50K account at 2,000% may hold up to $1,000,000 of open positions: ten standard lots of EUR/USD (€1,000,000) is about the whole allowance. - **If you break it**: Going over is warning 1 of 2, not a breach, and trading goes on. If the account is in profit at that moment, the profit is reset: the balance returns to the starting balance and the profit target counts from zero again; profitable days are kept. In loss, nothing is reset. A second warning on this rule closes the account. - **The email you get**: “Max Exposure” warning 1 of 2 from the risk desk, saying whether the profit was reset. Link to this rule **What is a strike?** What a soft breach costs on Instant Pro and Instant Go: each Max Floating Loss per Symbol breach after the first is a strike, and each strike cuts the next payout cycle to a 10% split. Max. Exposure and Max Floating Loss per Trade are not strikes: their first breach is a warning that resets the profit of an account in profit, and the second closes the account. #### The figure on each plan **Edge 1 Step** Evaluation A Max. Exposure breach is a warning, not a strike: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach closes the account Every size Funded (Master) A Max. Exposure or Max Floating Loss per Trade breach is a warning: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach on the same rule closes the account Every size **Edge 2 Step** Evaluation, each phase A Max. Exposure breach is a warning, not a strike: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach closes the account Every size Funded (Master) A Max. Exposure or Max Floating Loss per Trade breach is a warning: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach on the same rule closes the account Every size **Instant Pro** Funded from day one A Max. Exposure breach is a warning: if the account is in profit, its profit is reset to the starting balance; a second breach closes the account. Each Max Floating Loss per Symbol breach after the first is a strike: the next payout cycle is paid at a 10% split Every size **Instant Go** Funded from day one A Max. Exposure breach is a warning: if the account is in profit, its profit is reset to the starting balance; a second breach closes the account. Each Max Floating Loss per Symbol breach after the first is a strike: the next payout cycle is paid at a 10% split Every size **Prime 1 Step** Evaluation A Max. Exposure breach is a warning, not a strike: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach closes the account Every size Funded (Master) A Max. Exposure or Max Floating Loss per Trade breach is a warning: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach on the same rule closes the account Every size **Prime 2 Step** Evaluation, each phase A Max. Exposure breach is a warning, not a strike: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach closes the account Every size Funded (Master) A Max. Exposure or Max Floating Loss per Trade breach is a warning: if the account is in profit, its profit is reset to the starting balance (profitable days are kept); a second breach on the same rule closes the account Every size #### Example at $50K A funded Instant Pro on a 75% split takes its second Max Floating Loss per Symbol breach: the next payout, on $2,000 of profit, pays $200 instead of $1,500. The cycle after that is back at 75%. - **If you break it**: Not a breach: a strike changes the next payout or the reset, and the account stays open. - **The email you get**: The risk desk's warning names the strike and what it changes. Link to this rule **What is the Max Floating Loss per Symbol on Instant?** On Instant Pro and Instant Go, the combined open loss of every position on one symbol, measured against the starting balance (never the current balance). 1% sends a notice, the first 1.5% breach is a formal warning, and each one after that is a strike. Splitting one idea into several positions on the same symbol does not avoid it. #### The figure on each plan **Edge 1 Step** Does not apply on this plan **Edge 2 Step** Does not apply on this plan **Instant Pro** Funded from day one Max Floating Loss per Symbol: $2.5K $37.50 (1.5%) · $5K $75 (1.5%) · $10K $150 (1.5%) · $25K $375 (1.5%) · $50K $750 (1.5%) · $100K $1,500 (1.5%) Funded from day one Floating Loss Rule: One symbol's open positions together may not float below 1.5% of the starting balance: 1% sends a notice, the 1st 1.5% breach is a formal warning, each later one a strike Every size **Instant Go** Funded from day one Max Floating Loss per Symbol: $2.5K $37.50 (1.5%) · $5K $75 (1.5%) · $10K $150 (1.5%) · $25K $375 (1.5%) · $50K $750 (1.5%) · $100K $1,500 (1.5%) Funded from day one Floating Loss Rule: One symbol's open positions together may not float below 1.5% of the starting balance: 1% sends a notice, the 1st 1.5% breach is a formal warning, each later one a strike Every size **Prime 1 Step** Does not apply on this plan **Prime 2 Step** Does not apply on this plan #### Example at $50K On a $50K Instant Pro, three XAUUSD positions floating a combined −$500 trigger the notice; −$750 is the breach. - **If you break it**: A notice, then a formal warning, then a strike for each further breach. It never ends the account on its own. - **The email you get**: A notice at 1%, and the risk desk's warning at 1.5%. Link to this rule ### How you may trade **Can I trade the news on a CFD account?** Yes, on every CFD plan and at every stage: there is no restricted window around a release. One practice is not allowed: straddling, which is opening positions in both directions (or offsetting, hedged positions) on the same or a correlated instrument within 15 minutes either side of a Red or Amber (high or medium impact) release, a company earnings release or major geopolitical news, to catch the spike whichever way it goes. A position taken on a genuine view of the market, before or after a release, is fine. The system detects straddles and shows them on your payout request; the risk desk decides. #### The figure on each plan **Edge 1 Step** Evaluation Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size Funded (Master) Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size **Edge 2 Step** Evaluation, each phase Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size Funded (Master) Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size **Instant Pro** Funded from day one Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size **Instant Go** Funded from day one Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size **Prime 1 Step** Evaluation Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size Funded (Master) Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size **Prime 2 Step** Evaluation, each phase Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size Funded (Master) Allowed. Trading both ways around a high-impact release to catch the spike (straddling, 15 minutes either side) is reviewed by the risk desk Every size #### Example at $50K US CPI is released at 08:30 New York. Buying EURUSD at 08:29 on your own view and closing at 08:40 for +$400 is fine, and the $400 is yours. Placing a buy and a sell on EURUSD at 08:28 to catch whichever way it jumps is straddling, and goes to the risk desk. - **If you break it**: Warning 1, then a final warning, then manual compliance review. The violating trade's profit is removed either way; its loss is not refunded. Never an automatic breach. - **The email you get**: None for news trading. A reviewed straddle: the desk's warning, naming the release and the trades. Link to this rule **Can I hold trades over the weekend?** With the Weekend Holding add-on, chosen when you buy the account, on every CFD plan. Without it, close your positions by 4:45 PM New York time on Friday: anything still open then is closed by the system at the market price, in the evaluation and once funded. The first time is a warning and the account trades on; the second time closes the account. Edge and Prime accounts bought before the add-on was introduced keep holding over the weekend, through every phase. #### The figure on each plan **Edge 1 Step** Evaluation With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size Funded (Master) With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size **Edge 2 Step** Evaluation, each phase With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size Funded (Master) With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size **Instant Pro** Funded from day one With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size **Instant Go** Funded from day one With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size **Prime 1 Step** Evaluation With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size Funded (Master) With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size **Prime 2 Step** Evaluation, each phase With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size Funded (Master) With the add-on; without it, trades still open at 4:45 PM New York time on Friday are closed by the system: the first time is a warning, the second closes the account Every size #### Example at $50K An Edge 2 Step bought with Weekend Holding keeps a EURUSD trade open over the weekend. On an account bought without it, the same trade is closed by the system at 4:45 PM New York time on Friday and the account gets its one warning; the next Friday it happens, the account is closed. - **If you break it**: With the add-on: allowed. Without it: the positions are closed; the first time is a warning, the second closes the account. - **The email you get**: Without the add-on, a reminder within the hour before the 4:45 PM New York deadline, a warning when positions are closed, and the account-closed email the second time. Link to this rule **What happens if I stop trading for a while?** 30 days in a row without a closed trade ends the account, on every CFD plan and at every stage. An open position does not count; a trade must close. You are warned by email a few days before. #### The figure on each plan **Edge 1 Step** Evaluation 30 days without a closed trade ends the account Every size Funded (Master) 30 days without a closed trade ends the account Every size **Edge 2 Step** Evaluation, each phase 30 days without a closed trade ends the account Every size Funded (Master) 30 days without a closed trade ends the account Every size **Instant Pro** Funded from day one 30 days without a closed trade ends the account Every size **Instant Go** Funded from day one 30 days without a closed trade ends the account Every size **Prime 1 Step** Evaluation 30 days without a closed trade ends the account Every size Funded (Master) 30 days without a closed trade ends the account Every size **Prime 2 Step** Evaluation, each phase 30 days without a closed trade ends the account Every size Funded (Master) 30 days without a closed trade ends the account Every size #### Example at $50K An Edge 2 Step bought with Weekend Holding keeps a EURUSD trade open over the weekend. On an account bought without it, the same trade is closed by the system at 4:45 PM New York time on Friday and the account gets its one warning; the next Friday it happens, the account is closed. - **If you break it**: With the add-on: allowed. Without it: the positions are closed; the first time is a warning, the second closes the account. - **The email you get**: Without the add-on, a reminder within the hour before the 4:45 PM New York deadline, a warning when positions are closed, and the account-closed email the second time. Link to this rule **Can I hold trades overnight?** Yes, on every CFD plan and stage. Positions held through the daily rollover may be charged swaps, which count toward your loss limits like any other cost. At a glance Edge 1 Step **Yes** Evaluation **Yes** Funded (Master) Edge 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) Instant Pro **Yes** Funded from day one Instant Go **Yes** Funded from day one Prime 1 Step **Yes** Evaluation **Yes** Funded (Master) Prime 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Edge 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size **Instant Pro** Funded from day one Yes Every size **Instant Go** Funded from day one Yes Every size **Prime 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Prime 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size #### Example at $50K A gold trade opened on Tuesday and closed on Thursday is fine on every plan; the two nights' swaps are part of its result. - **If you break it**: Allowed everywhere; nothing to break. - **The email you get**: None. Link to this rule **What leverage do I get?** The most the platform lets you open against your margin: 1:100 on Edge 1 Step and Edge 2 Step and Prime 2 Step, 1:33 on Instant Pro, 1:25 on Instant Go and 1:50 on Prime 1 Step. It is the same in the evaluation and once funded. It is a ceiling, not a target; Max. Exposure is what sizes your positions in practice. At a glance Edge 1 Step **1:100 Max** Evaluation **1:100 Max** Funded (Master) Edge 2 Step **1:100 Max** Evaluation, each phase **1:100 Max** Funded (Master) Instant Pro **1:33 Max** Funded from day one Instant Go **1:25 Max** Funded from day one Prime 1 Step **1:50 Max** Evaluation **1:50 Max** Funded (Master) Prime 2 Step **1:100 Max** Evaluation, each phase **1:100 Max** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation 1:100 Max Every size Funded (Master) 1:100 Max Every size **Edge 2 Step** Evaluation, each phase 1:100 Max Every size Funded (Master) 1:100 Max Every size **Instant Pro** Funded from day one 1:33 Max Every size **Instant Go** Funded from day one 1:25 Max Every size **Prime 1 Step** Evaluation 1:50 Max Every size Funded (Master) 1:50 Max Every size **Prime 2 Step** Evaluation, each phase 1:100 Max Every size Funded (Master) 1:100 Max Every size #### Example at $50K At 1:100 a $50K Edge 2 Step can open up to $5,000,000 of notional on FX; at 1:33 a $50K Instant Pro up to $1,650,000. - **If you break it**: The platform will not open a position above it, so there is nothing to breach. - **The email you get**: None. Link to this rule **What commission do I pay?** A commission the platform charges on every trade, in USD. On Edge and Instant: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value. On Prime: Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value. It is the same in the evaluation and once funded, and it is part of each trade's result, so it counts toward your profit target and your loss limits like any other cost. #### The figure on each plan **Edge 1 Step** Evaluation Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size Funded (Master) Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size **Edge 2 Step** Evaluation, each phase Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size Funded (Master) Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size **Instant Pro** Funded from day one Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size **Instant Go** Funded from day one Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value Every size **Prime 1 Step** Evaluation Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value Every size Funded (Master) Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value Every size **Prime 2 Step** Evaluation, each phase Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value Every size Funded (Master) Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value Every size #### Example at $50K One lot of XAUUSD opened and closed on an Edge 1 Step costs $6 in commission, and the same trade on Prime costs $5. Half a lot of EURUSD on Instant Pro costs $2.50. A trade on US30 costs nothing. - **If you break it**: A trading cost, not a rule: there is nothing to break. - **The email you get**: None. Link to this rule **Can I use expert advisors?** Yes, on every CFD plan, as long as the expert advisor is genuinely yours: one you developed, own and control, can explain, and can show running. Pre-purchased, rented, subscription or mass-market “plug-and-play” bots are not allowed on any plan, however they trade. You stay responsible for every trade it places, and it may not be used for high-frequency trading or to exploit prices, latency or feed errors. At a glance Edge 1 Step **Yes** Evaluation **Yes** Funded (Master) Edge 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) Instant Pro **Yes** Funded from day one Instant Go **Yes** Funded from day one Prime 1 Step **Yes** Evaluation **Yes** Funded (Master) Prime 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Edge 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size **Instant Pro** Funded from day one Yes Every size **Instant Go** Funded from day one Yes Every size **Prime 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Prime 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size #### Example at $50K A trend-following EA you wrote that opens a few trades a day is fine. A bot bought from a marketplace and run as it came is not. An EA that scalps for a few seconds at a time runs into the HFT rule. - **If you break it**: Your own EA is allowed, and the other rules still apply to its trades. An EA that is not yours goes to the risk desk: we may ask for the EA, its logic or a demonstration, and the profit of its trades can be removed, a payout held or the account closed. Repeated or deliberate use closes every account you hold. - **The email you get**: None while the EA is yours. If the desk opens a review, support writes to you with what it needs: the EA, its logic or a short call. Link to this rule **Can I copy trades between accounts?** Yes, to copy your own trading: between WhitePips accounts that you own and trade yourself (CFD with CFD), or from a master account that is genuinely yours, including one you hold at another broker or firm. Copying another person's account, a signal service, a shared master, an account manager or a challenge-passing service is not allowed on any plan. At a glance Edge 1 Step **Yes** Evaluation **Yes** Funded (Master) Edge 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) Instant Pro **Yes** Funded from day one Instant Go **Yes** Funded from day one Prime 1 Step **Yes** Evaluation **Yes** Funded (Master) Prime 2 Step **Yes** Evaluation, each phase **Yes** Funded (Master) #### The figure on each plan **Edge 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Edge 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size **Instant Pro** Funded from day one Yes Every size **Instant Go** Funded from day one Yes Every size **Prime 1 Step** Evaluation Yes Every size Funded (Master) Yes Every size **Prime 2 Step** Evaluation, each phase Yes Every size Funded (Master) Yes Every size #### Example at $50K Copying your Edge 1 Step trades onto your own Instant Pro is fine, and so is copying your own live account at another broker. Copying a friend's account or a paid signal is not. - **If you break it**: Allowed for your own trading. Copying anyone else goes to the risk desk: the profit of the copied trades can be removed, a payout held or the account closed, and every account named in the finding with it. - **The email you get**: None while you copy your own accounts. If the desk opens a review, support asks you to show that the master account is yours. Link to this rule ### Payouts **How does the Prime monthly salary work?** On a funded Prime account, 1% of the account size a month, accrued daily from the day the account is funded. A day already accrued stays yours even if the account is later lost. It is paid with your payouts, and it stops if the account is moved to a standard funded account (see Prime Downgrade). #### The figure on each plan **Edge 1 Step** Does not apply on this plan **Edge 2 Step** Does not apply on this plan **Instant Pro** Does not apply on this plan **Instant Go** Does not apply on this plan **Prime 1 Step** Funded (Master) 1% of the account size a month, accrued daily from the day you are funded Every size **Prime 2 Step** Funded (Master) 1% of the account size a month, accrued daily from the day you are funded Every size #### Example at $50K A $50K Prime accrues $500 a month, about $16.67 a day. - **If you break it**: Nothing to break; the Prime rules below decide whether it continues. - **The email you get**: None; the Payout page shows the salary accrued. Link to this rule **What is the Prime Consistency Rule?** On a funded Prime account, each 7 days your trade count and your volume per instrument must stay within ±25% of your averages from the evaluation and your first 30 funded days. The other CFD plans have no consistency rule. #### The figure on each plan **Edge 1 Step** Does not apply on this plan **Edge 2 Step** Does not apply on this plan **Instant Pro** Does not apply on this plan **Instant Go** Does not apply on this plan **Prime 1 Step** Funded (Master) Each 7 days, your trade count and your volume per instrument stay within ±25% of your averages from the evaluation and your first 30 funded days Every size **Prime 2 Step** Funded (Master) Each 7 days, your trade count and your volume per instrument stay within ±25% of your averages from the evaluation and your first 30 funded days Every size #### Example at $50K Averaging 10 trades a week with 10 lots on forex and 10 lots on metals, a week must land between 7 and 12 trades and 7.5 to 12.5 lots on each. - **If you break it**: Breaking it moves the account to a standard funded account (see Prime Downgrade); it does not end the account. - **The email you get**: The risk desk writes when a week falls outside the band. Link to this rule **What is the Prime quarterly profit target, and what happens if I miss it?** On a funded Prime account, every 90 days your payouts plus the account's profit must reach 5% of the starting balance. Missing it, or breaking the Prime Consistency Rule, moves the account to a standard funded account of the same size, without the salary or the 100% split. The account itself stays open. #### The figure on each plan **Edge 1 Step** Does not apply on this plan **Edge 2 Step** Does not apply on this plan **Instant Pro** Does not apply on this plan **Instant Go** Does not apply on this plan **Prime 1 Step** Funded (Master) Quarterly Profit Target: Every 90 days, payouts plus the account's profit must reach 5% of the starting balance Every size Funded (Master) Prime Downgrade: Breaking the Prime Consistency Rule or the Quarterly Profit Target moves the account to a standard funded account of the same size: no salary, no 100% split Every size **Prime 2 Step** Funded (Master) Quarterly Profit Target: Every 90 days, payouts plus the account's profit must reach 5% of the starting balance Every size Funded (Master) Prime Downgrade: Breaking the Prime Consistency Rule or the Quarterly Profit Target moves the account to a standard funded account of the same size: no salary, no 100% split Every size #### Example at $50K A $50K Prime needs $2,500 a quarter: $2,000 already paid out plus $500 of profit on the account meets it. - **If you break it**: A downgrade to a standard funded account, not a breach. - **The email you get**: The risk desk writes when the account is moved. Link to this rule **Is the Prime fee refunded?** Yes. The Prime evaluation fee is refunded in full once the account is funded and in profit after 30 days. #### The figure on each plan **Edge 1 Step** Does not apply on this plan **Edge 2 Step** Does not apply on this plan **Instant Pro** Does not apply on this plan **Instant Go** Does not apply on this plan **Prime 1 Step** Funded (Master) Refunded in full once you are funded and in profit after 30 days Every size **Prime 2 Step** Funded (Master) Refunded in full once you are funded and in profit after 30 days Every size #### Example at $50K A $50K Prime 2 Step bought for $469 gets the $469 back once it has been funded for 30 days and is in profit. - **If you break it**: Nothing to break. - **The email you get**: A confirmation when the refund is paid. Link to this rule **What profit split do I get?** Your share of the profit on a funded account, rising as you scale: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. Every 90-day scaling cycle you complete adds 5% to the split, up to the plan's ceiling. A cycle is complete when, over 90 days, you make 12% net profit on 1 Step (10% on 2 Step, 15% on Instant), close at least 50 trades, have 2 of 3 profitable months (all 3 on Instant), no single trade makes more than 7.5% of the profit (5% on Instant), and no rule warning is raised. Each cycle also grows the account by 30%. Prime's split does not rise with scaling. On Instant, each Max Floating Loss per Symbol strike cuts the next payout cycle to a 10% split. At a glance Edge 1 Step **80% up to 95%** Funded (Master) Edge 2 Step **80% up to 95%** Funded (Master) Instant Pro **75% up to 90%** Funded from day one Instant Go **70% up to 85%** Funded from day one Prime 1 Step **80% → 100%** Funded (Master) · 100% after 30 days funded Prime 2 Step **80% → 100%** Funded (Master) · 100% after 30 days funded #### The figure on each plan **Edge 1 Step** Funded (Master) 80%, up to 95% as you scale Every size **Edge 2 Step** Funded (Master) 80%, up to 95% as you scale Every size **Instant Pro** Funded from day one 75%, up to 90% as you scale Every size **Instant Go** Funded from day one 70%, up to 85% as you scale Every size **Prime 1 Step** Funded (Master) 80% for the first 30 days funded, then 100% Every size **Prime 2 Step** Funded (Master) 80% for the first 30 days funded, then 100% Every size #### Example at $50K With $4,000 of payable profit on Edge: $3,200 at 80%, $3,400 after one completed cycle (85%), and $3,800 at the 95% ceiling. Instant Pro starts at $3,000, Instant Go at $2,800, and Prime pays $4,000 after 30 days. - **If you break it**: Nothing to break; it decides what you are paid. - **The email you get**: None; the split is on the account card and the Payout page. Link to this rule **How often can I take a payout?** Your first payout can be requested on demand, as soon as the account qualifies: once funded (or after your first trade on Instant) with the plan's profitable days done. After that, one request every 7 days, or every 14 days on Instant Go. #### The figure on each plan **Edge 1 Step** Funded (Master) First payout on demand once funded, then weekly Every size **Edge 2 Step** Funded (Master) First payout on demand once funded, then weekly Every size **Instant Pro** Funded from day one First payout after your first trade, then weekly Every size **Instant Go** Funded from day one First payout after your first trade, then bi-weekly Every size **Prime 1 Step** Funded (Master) First payout on demand once funded, then weekly Every size **Prime 2 Step** Funded (Master) First payout on demand once funded, then weekly Every size #### Example at $50K Funded on a Monday with the profitable days done by Wednesday, you can request on Wednesday; the next request opens the following Wednesday. - **If you break it**: A request before the cycle has run waits until it has. - **The email you get**: None; the Payout page shows when the next request opens. Link to this rule **What is the smallest payout I can take?** 1% of the starting balance. A payout to a crypto wallet must also be at least $100, the payment provider's minimum; a smaller amount can go by bank transfer or wait for a later request. At a glance · a $50K account where the figure depends on size Edge 1 Step **1% of the starting balance, at most $100** Funded (Master) Edge 2 Step **None** Funded (Master) Instant Pro **1%** Funded from day one · $500 at $50K Instant Go **1%** Funded from day one · $500 at $50K Prime 1 Step **1% of the starting balance, at most $100** Funded (Master) Prime 2 Step **None** Funded (Master) #### The figure on each plan **Edge 1 Step** Funded (Master) 1% of the starting balance, at most $100 **Edge 2 Step** Funded (Master) None **Instant Pro** Funded from day one $2.5K $25 (1%) · $5K $50 (1%) · $10K $100 (1%) · $25K $250 (1%) · $50K $500 (1%) · $100K $1,000 (1%) **Instant Go** Funded from day one $2.5K $25 (1%) · $5K $50 (1%) · $10K $100 (1%) · $25K $250 (1%) · $50K $500 (1%) · $100K $1,000 (1%) **Prime 1 Step** Funded (Master) 1% of the starting balance, at most $100 **Prime 2 Step** Funded (Master) None #### Example at $50K On a $50K Edge 1 Step the minimum is $100 (1% would be $500, but the cap applies). On a $50K Instant Pro it is $500. On a $5K Instant Go it is $50: fine by bank transfer, but a crypto payout needs at least $100. - **If you break it**: A request under the minimum is refused until more profit is payable. - **The email you get**: None; the Payout page shows the minimum. Link to this rule ### Dashboard risk cards **What is the Max Floating Loss per Trade card?** How far one open trade may run against you: 2% of the starting balance (1.5% on Instant). It is measured on the open trade, before it closes. It applies only once your account is funded: it is not checked during the evaluation, in either phase. Instant is funded from day one, so it applies there from the start. #### Where it applies **Edge 1 Step** Funded stage only. Not checked during the evaluation. **Edge 2 Step** Funded stage only. Not checked during the evaluation. **Instant Pro** Applies on this plan. **Instant Go** Applies on this plan. **Prime 1 Step** Funded stage only. Not checked during the evaluation. **Prime 2 Step** Funded stage only. Not checked during the evaluation. #### Example at $50K On a $50K account one trade may float to −$1,000 (Instant −$750). - **If you break it**: Going over is warning 1 of 2, not a breach, and trading goes on. If the account is in profit at that moment, the profit is reset: the balance returns to the starting balance and the profit target counts from zero again; profitable days are kept. In loss, nothing is reset. A second warning on this rule closes the account. - **The email you get**: “Max Floating Loss per Trade” warning 1 of 2, saying whether the profit was reset. Link to this rule **Is scalping allowed?** Yes, within a limit, and the limit applies only once your account is funded: it is not checked during the evaluation, in either phase. Instant is funded from day one, so it applies there from the start. On a funded account a trade held under 120 seconds counts as a scalp, and from 10 closed trades, scalps may carry at most 20% of your profit. There is no limit on how many of your trades are scalps. #### Where it applies **Edge 1 Step** Funded stage only. Not checked during the evaluation. **Edge 2 Step** Funded stage only. Not checked during the evaluation. **Instant Pro** Applies on this plan. **Instant Go** Applies on this plan. **Prime 1 Step** Funded stage only. Not checked during the evaluation. **Prime 2 Step** Funded stage only. Not checked during the evaluation. #### Example at $50K On a funded account with $4,000 of profit, scalps that made $1,400 are 35%: over the 20% limit. Profit from longer trades brings the share back down. - **If you break it**: Going over is recoverable, never a breach: while scalping profit is over 20%, payouts on that account are paused and no payout can be requested from it. Profit from longer trades brings the figure back down; once it is back inside the limit, payouts open again by themselves. Your other accounts are not affected. - **The email you get**: “HFT (scalping)” warning, and a “payouts paused” email naming the reading the first time it goes over on a stage. Link to this rule **What is the Profit Concentration card on a CFD account?** The share of your profit that came from your single best trade. From your first closed trade, while the account is in profit, the share may be at most 60%: there is no minimum number of trades. It applies on Instant Pro and Instant Go only, which are funded from day one; Edge and Prime accounts do not have it. #### Where it applies **Edge 1 Step** Applies on this plan. **Edge 2 Step** Applies on this plan. **Instant Pro** Applies on this plan. **Instant Go** Applies on this plan. **Prime 1 Step** Applies on this plan. **Prime 2 Step** Applies on this plan. #### Example at $50K With $5,000 of profit, one trade making $3,200 is 64%: over 60%. - **If you break it**: Going over 60% is recoverable, never a breach: while you are over, payouts on that account are paused and no payout can be requested from it. Profit from other trades brings the share back down; once it is back inside the limit, payouts open again by themselves. Your other accounts are not affected. - **The email you get**: A “payouts paused” email naming the reading, the first time it goes over on a stage. Link to this rule Getting paid ## Payouts Split, cadence, how the money arrives, tracking a request and the consistency rule. **5** answers **What is the profit split?** Your share of the profit on a funded account, rising as you scale: 80% up to 95% on Edge, 75% up to 90% on Instant Pro, 70% up to 85% on Instant Go, and on Prime 80% for the first 30 days funded, then 100%. Every 90-day scaling cycle you complete adds 5% to the split, up to the plan's ceiling. A cycle is complete when, over 90 days, you make 12% net profit on 1 Step (10% on 2 Step, 15% on Instant), close at least 50 trades, have 2 of 3 profitable months (all 3 on Instant), no single trade makes more than 7.5% of the profit (5% on Instant), and no rule warning is raised. Each cycle also grows the account by 30%. Prime's split does not rise with scaling. On Instant, each Max Floating Loss per Symbol strike cuts the next payout cycle to a 10% split. Profit Split: the figure on each plan **80% up to 95%** Edge **75% up to 90%** Instant Pro **70% up to 85%** Instant Go **100%** Prime, after 30 days funded **How often can I take a payout?** Your first payout can be requested on demand, as soon as the account qualifies: once funded (or after your first trade on Instant) with the plan's profitable days done. After that, one request every 7 days, or every 14 days on Instant Go. Payout Cycle: the figure on each plan **On demand** First payout **7 days** Between requests **14 days** Instant Go **How do payouts arrive?** By bank transfer or in crypto (USDT, USDC, BTC or ETH, with the network narrowed per coin). Store credit is available as a destination instead. Every request gets an automatic receipt confirming it has been received. **Bank** Transfer to an account in your name **Crypto** USDT, USDC, BTC or ETH **Received** Every request confirmed **How do I track my payout request?** In your dashboard, open the account and its Payout history tab ([app.whitepips.com/#payout-history](https://app.whitepips.com/#payout-history) ). It lists every payout that account has requested, newest first: the amount asked for and the amount paid, the status, where it went (the method and the last characters of the destination), the day it was requested and the day it was paid, and the proof of payment once there is one. Three tiles above the list show what has been paid out, what is awaiting payment and the last payout. Every request also gets an automatic receipt confirming it has been received, and every payout paid comes with a certificate whose verification code opens on whitepips.com. No time is promised for a payout to arrive. [Payout Policy, sections 8 and 9](https://whitepips.com/legal/payout-policy) **Payout history** A tab on each account in your dashboard **Received** Every request confirmed **Certificate** Every payout paid, with a verification code **Why is no payout time promised?** Because WhitePips does not control when a payout arrives. The [Payout Policy](https://whitepips.com/legal/payout-policy) , section 10.4, names what decides it: banks and their cut-off times, weekends and public holidays in every country involved, blockchain network conditions, and compliance checks by us, our providers and your bank. What is published instead is when you may ask: each plan's payout cycle, printed on its plan page. Every request gets an automatic receipt confirming it has been received, and it is paid by the method on file for your account. **Received** Every request confirmed **The cycle** Published on every plan page **What if a payout request is held or reduced?** The [Payout Policy](https://whitepips.com/legal/payout-policy) says when that can happen and what you are told. A request can be paid in full, paid in part with the reason given, held while more information is obtained, or refused with the reason given (section 9.3). A payout can also be held while a suspected breach, fraud, chargeback, sanctions or identity question is looked into, and you are told it is on hold unless the law prevents it (section 17). On a CFD account, no payout can be requested while a recoverable rule is over its limit; payouts on that account open again by themselves once it is back inside (section 7.4). **Reason given** Paid in part or refused **By itself** Recoverable rules reopen payouts **What is a consistency rule?** On a funded Prime account, each 7 days your trade count and your volume per instrument must stay within ±25% of your averages from the evaluation and your first 30 funded days. The other CFD plans have no consistency rule. Prime Consistency Rule: the figure on each plan **±25%** Trade count and volume per instrument **7 days** Each check **Prime** Funded accounts only Trading ## Platforms & trading MetaTrader 5, leverage, expert advisors, copiers, news and scalping. **9** answers **Which platform will I trade on?** CFDs run on MetaTrader 5, so your charts, indicators and expert advisors carry over on web, desktop, iPhone and Android. Futures run on Volumetrica, which is built around order flow, volume profile and the live tape rather than retail charting, with its market data arriving over a dxFeed connection. The platform comes with the account, and every new futures account includes 30 days of market data; after that it is $35 for 30 days, paid from your dashboard. **MetaTrader 5** CFDs **Volumetrica** Futures, dxFeed data **30 days** Futures data included **$35** 30 more days **What can I trade?** Three product lines: CFD evaluations, Instant CFD accounts with no evaluation, and futures. CFDs cover forex, indices, commodities and crypto, with the leverage published per plan: 1:100 on Edge 1 Step, Edge 2 Step and Prime 2 Step, 1:50 on Prime 1 Step, 1:33 on Instant Pro and 1:25 on Instant Go. Futures run alongside them under their own rules, with position caps stated in minis and micros. You can hold accounts on all three at once. **Does the leverage change when I get funded?** The most the platform lets you open against your margin: 1:100 on Edge 1 Step and Edge 2 Step and Prime 2 Step, 1:33 on Instant Pro, 1:25 on Instant Go and 1:50 on Prime 1 Step. It is the same in the evaluation and once funded. It is a ceiling, not a target; Max. Exposure is what sizes your positions in practice. Leverage: the figure on each plan **1:100** Edge 1 Step, Edge 2 Step, Prime 2 Step **1:50** Prime 1 Step **1:33** Instant Pro **1:25** Instant Go **Are expert advisors allowed?** Yes, on every CFD plan, as long as the expert advisor is genuinely yours: one you developed, own and control, can explain, and can show running. Pre-purchased, rented, subscription or mass-market “plug-and-play” bots are not allowed on any plan, however they trade. You stay responsible for every trade it places, and it may not be used for high-frequency trading or to exploit prices, latency or feed errors. Expert Advisors: the figure on each plan **Are expert advisors and copy trading allowed?** Yes on the CFD line, for your own: expert advisors you developed, own and control, trade copiers that copy your own trading (between your accounts, or from a master account that is genuinely yours, even at another broker), and overnight holding are permitted on every plan. Bought or mass-market bots, signal services, shared masters, account managers and challenge-passing services are not allowed on any plan. Weekend holding is an add-on on every CFD plan, chosen when you buy the account. Each is listed on the plan for both the evaluation and the funded phase. **Is scalping allowed?** Yes, within a limit, and the limit applies only once your account is funded: it is not checked during the evaluation, in either phase. Instant is funded from day one, so it applies there from the start. On a funded account a trade held under 120 seconds counts as a scalp, and from 10 closed trades, scalps may carry at most 20% of your profit. There is no limit on how many of your trades are scalps. HFT (scalping): the figure on each plan **60 s** A trade held under this is a scalp **30%** Most of your profit scalps may carry **10 trades** Checked from the tenth closed trade **Funded** Not checked in the evaluation **Can I trade the news?** Yes, on every CFD plan and at every stage: there is no restricted window around a release. One practice is not allowed: straddling, which is opening positions in both directions (or offsetting, hedged positions) on the same or a correlated instrument within 15 minutes either side of a Red or Amber (high or medium impact) release, a company earnings release or major geopolitical news, to catch the spike whichever way it goes. A position taken on a genuine view of the market, before or after a release, is fine. The system detects straddles and shows them on your payout request; the risk desk decides. News Trading: the figure on each plan **No window** Every CFD plan, every stage **±15 min** Straddling a release is reviewed **What is Max. Exposure?** The combined size of all your open positions as a share of the balance, tiered by account size: 5,000% on $2,500 down to 1,000% on $200,000. On a $50,000 account at 2,000% your open positions may total $1,000,000, which is ten standard lots of EUR/USD. Going over it is a strike rather than a breach. **5,000%** On a $2,500 account **1,000%** On a $200,000 account **$1,000,000** Open on $50,000 at 2,000% **What is the difference between a trailing and a static Max Loss?** Static, on every CFD plan: the Max Loss floor is fixed below your starting balance and never moves, up or down. Max Loss Type: the figure on each plan **Static** Every CFD plan What you pay ## Fees & pricing The one-time fee, commission and what is charged on top. **3** answers **What does it cost to get funded?** Accounts start at $32, and the price is set by the plan and the account size: from $32 on the smallest Edge 2 Step to $3,278 for a $100K CFD Instant Pro account, which has no evaluation. On the futures line prices start at $81. It is a one time fee, not a subscription. Futures accounts include 30 days of market data; after that it is $35 for 30 days. Every price is printed on the plan before you buy. **$32** Smallest Edge 2 Step **$3,278** $100K Instant Pro **$81** Futures, from **$35** 30 more days of futures data **What commission do you charge?** A commission the platform charges on every trade, in USD. On Edge and Instant: Forex $5, metals $6, energies $6 per lot, round turn; indices and stocks free; crypto 0.06% of the trade value. On Prime: Forex $4, metals $5, energies $6 per lot, round turn; indices and stocks free; crypto 0.045% of the trade value. It is the same in the evaluation and once funded, and it is part of each trade's result, so it counts toward your profit target and your loss limits like any other cost. Commission: the figure on each plan **$5 · $4** Forex per lot: Edge, Instant · Prime **$6 · $5** Metals per lot: Edge, Instant · Prime **$6** Energies per lot, every plan **Free** Indices and stocks **0.06% · 0.045%** Crypto: Edge, Instant · Prime **Is the account fee the final amount I pay?** The fee on the plan is the account fee. Add ons you choose, and the payment provider's transaction fee, are charged on top of it. You will see the total before you confirm, and the bundle discount is applied to the basket rather than to one account. The fine print ## Legal & eligibility Who can trade, and where the full policies live. **1** answer **Do you accept traders from my country?** Most countries, but not all. The restricted jurisdictions are listed in full in the footer and on the restricted jurisdictions page, and they include territories under comprehensive sanctions and those identified by the FATF as high risk. [**Trading rules** _The full text_](https://whitepips.com/legal/trading-rules) [**Terms of Service** _The full text_](https://whitepips.com/legal/terms) [**Payout policy** _The full text_](https://whitepips.com/legal/payout-policy) [**Refund policy** _The full text_](https://whitepips.com/legal/refund-policy) [**Privacy policy** _The full text_](https://whitepips.com/legal/privacy) [**Restricted jurisdictions** _The full list_](https://whitepips.com/legal/restricted-jurisdictions) ## Not answered here? Email the desk or ask in Discord. Every payout request gets an automatic receipt confirming it has been received. [Contact support](https://whitepips.com/support) [Ask in Discord](https://discord.gg/gTBwBSACyM) [**Futures questions** _The same page for the other line._](https://whitepips.com/faq-futures) [**Glossary** _Every rule on the board, in plain English._](https://whitepips.com/glossary) [**Support** _Email the desk or ask in Discord._](https://whitepips.com/support) --- WhitePips provides skill-based trading evaluations on simulated accounts; payouts are real money based on simulated performance. Nothing here is financial advice or a promise of profit, passing an evaluation does not guarantee funding, payouts or income, and trading leveraged products carries significant risk. Not offered in the restricted jurisdictions listed at https://whitepips.com/legal/restricted-jurisdictions.